Reading & Research → “I have a strong interest in reading and research, which helps me stay updated with industry trends and apply innovative ideas in my professional role” Technology & Innovation → “I am personally passionate about exploring new technologies, and this translates into my ability to drive digital transformation in the workplace” Fitness & Discipline → “My interest in fitness has instilled discipline and consistency, which reflect in my work ethic and ability to meet goals under pressure” Travel & Cultures → “I enjoy traveling and learning about different cultures, which enhances my adaptability and strengthens my leadership in diverse, global teams” Mentoring & Coaching → “I find personal fulfillment in mentoring others, which aligns with my professional commitment to developing talent and building strong teams”
Zubaid Ali Sheikh
Executive Leader | Banking, Corporate, Commercial, Retail & Consumer Strategy | Digital Era Innovator | AI & Regulatory Compliance Strategist
Islatmabad
Summary
Dynamic banking leader with a proven track record at the National Bank of Pakistan, excelling in strategic financial analysis and fostering high-performing teams. Recognized for driving profitability through innovative digital transformation and enhancing client relationships, resulting in significant revenue growth and operational efficiency. Committed to ethical integrity and mentorship in the financial sector.
Overview
16
16
years of professional experience
2
2
Certifications
2
2
Languages
2
2
years of post-secondary education
2
2
Graduation in Economics with distinction
Work History
CFO (A)
National Bank of Pakistan
12.2019 - 02.2020
- Managed funds of 1000 billions of USD and 100 trillions of PKR
- Directed budgeting process, working with department heads to allocate resources effectively.
- Streamlined financial processes by enhancing forecasting accuracy.
- Oversaw budgets, payroll, and accounts payable and receivable.
- Ensured compliance with all regulatory requirements by staying current on industry developments and implementing necessary controls within the organization.
Divisional Head & Group Head
National Bank of Pakistan
12.2017 - 02.2020
- Fostered strong client relationships to ensure customer satisfaction and repeat business opportunities.
- Expanded market share with competitive analysis, identifying new business opportunities and potential clients.
- Streamlined divisional operations for increased efficiency through process improvement initiatives.
- Ensured compliance with company policies, industry regulations, and legal requirements throughout all divisional activities.
- Developed high-performing teams through effective recruitment, training, and mentoring programs.
- Managed funds of 1000 Billion of USD and 100 trillions of PKR
Chief Operations Chief (A)
National Bank of Pakistan
12.2017 - 02.2020
- Self-motivated, with a strong sense of personal responsibility.
- Excellent communication skills, both verbal and written.
- Showcased ability to quickly grasp new concepts and adjust to changing circumstances.
- Adapted seamlessly to individual and collaborative work environments.
- Enhanced team dynamics by offering support and guidance.
- Managed funds of 1000 billions of USD and 100 trillions of PKR
Member BOD
Mutual Funds Entity
01.2019 - 09.2019
- Managed funds of 100 billions of USD and 1000 trillions of PKR
- Showcased capability to quickly assimilate knowledge and adjust to new conditions.
- Skilled at working independently and collaboratively in a team environment.
- Enhanced team dynamics by offering support and guidance.
- Passionate about learning and committed to continual improvement.
- Managed time efficiently in order to complete all tasks within deadlines.
Regional Head Business & Operations
National Bank of Pakistan
07.2011 - 04.2014
- Managed funds of 100 billions of USD and 1000 trillions of PKR
- Increased revenue by identifying new business opportunities and closing high-value deals.
- Improved regional performance by implementing strategic sales initiatives and effective team management.
- Expanded market presence with targeted marketing campaigns and strong customer relationship building.
- Conducted regular performance reviews, setting clear expectations and supporting employee development initiatives.
GM Business
National Bank of Pakistan
04.2008 - 06.2010
- Established and maintained effective connections with clients, vendors, and partners for continued success.
- Monitored financial performance, set budgets and controlled expenses to provide financial stability and long-term organizational growth.
- Oversaw budget execution, conducted employee evaluations, facilitated training sessions, coordinated schedules, and negotiated contracts.
- Managed budget implementations, employee evaluations, and contract details.
- Supervised budget management, forecasting, and financial reporting to maintain precise tracking of organizational targets.
- Managed funds of 100 billions of USD and 1000 trillions of PKR
GM Compliance & HR
National Bank of Pakistan
03.2006 - 02.2009
- Managed funds of 100 billions of USD and 1000 trillions of PKR
- Cultivated strong relationships with clients, vendors, and partners to ensure long-term success and loyalty.
- Controlled costs and monitored financial metrics to drive long-term success.
- Managed budget implementations, employee reviews, training, schedules, and contract negotiations.
- Supervised budget management, assessed employee contributions, and scrutinized contract elements.
- Optimized business processes with strategic managerial improvements.
Regional Retail Head
National Bank of Pakistan
Rawalpindi , Punjab
02.2005 - 10.2008
- Optimized staff scheduling practices, ensuring adequate coverage during peak shopping hours without increasing labor costs unnecessarily.
- Ensured compliance with company policies, local regulations, and industry standards across all stores in the region, mitigating potential risks to the business.
- Leveraged data analysis to identify underperforming stores, implementing corrective actions that increased sales performance.
- Coordinated seasonal promotional events at various stores throughout the territory driving increased foot traffic and brand awareness.
Chief Manager Business & Marketing
National Bank of Pakistan
03.2004 - 03.2007
- Led marketing initiatives resulting in enhanced brand visibility.
- Led a team to meet organizational objectives and sustain high productivity.
- Developed comprehensive training initiatives to boost employee competencies.
- Monitored competitor activity closely, using insights to devise strategies for maintaining a competitive edge in the industry.
- Led successful cost-saving initiatives, reducing expenses while maintaining quality standards.
- Managed funds of 1 billions of USD and 100 billion of PKR
Education
Diploma - DAIBP
Institute of Bankers in Pakistan
IBP 04.2001 -
Masters In English Literature - English Literature
UOS- Pakistan
Sindh- Pakistan 08.1986 - 08.1988
Bachelor of Arts - Economics With Distinction
UOS- Pakistan
Sindh- Pakistan 08.1986
Skills
Professional Skills
Accomplishments
Mega Projects & Trillion-Dollar Fund Handling
Over 25 years of distinguished leadership in banking strategic operation, and mega projects fund management & operations for efficient execution. Expertise in directing and managing trillion-dollar funds for high-value national and multi-national ventures. Proven track record in conceptualising, financing, and delivering proects of critical national importance
Major national projects including:
1. Dams, power stations, and highways
2. Defence Engineering Works (FWO)
3. National Logistics Corporation (NLC)
4. WAPDA projects
5. Pakistan Railways
6. PIA
7. Fauji Foundation Groups
8. PASSCO
9. SUPARCO
10. Wah Nobel Industries
11. Wah Ordnance projects
12. National Telecommunication Corporation (NTC) projects
13. Sugar & textile mills
14. Universities and major corporate ventures
15. Strong background in HMC-level project fund management and fund management of complex, multi-sector ventures.
16. Expertise in trade union and chambers of commerce affairs, including conflicting dispute resolution related to banking, finance, and insurance services.
17. Skilled in driving operational efficiency, financial governance, risk mitigation, and strategic execution.
18. Corporate agriculture farming and livestock development.
19. Pesticides and pharmaceuticals industries.
20. Commitment to excellence, meaningful delivery, and the pursuit of strategic and operational sublimity.
Zubaid Ali Sheikh
Executive Vice President – National Bank of Pakistan
Dynamic Strategist & Visionary Banking, FinTech & AI Innovation Leader & Global Expansionist
■ zubaid.sheikh@gmail.com | ■ Pakistan
Zubaid Ali Sheikh is a dynamic strategist and visionary leader with over 30 years of experience in banking, corporate
finance, and mega-project management. As Executive Vice President at the National Bank of Pakistan, he has
spearheaded institutional growth, funds management for national mega-projects, and international network
expansion. A recognized innovator in FinTech and AI, he has driven digital transformation initiatives, including
pioneering high-altitude ATM deployment and implementing AI-driven analytics. Zubaid has a proven track record in
regulatory compliance, governance, and board advisory roles, ensuring adherence to global standards such as
Basel Accords, AML/CFT, IFRS, and FATCA. He has successfully expanded insurance businesses, negotiated
diversified portfolios with leading insurers, and integrated strategic solutions that enhance operational efficiency and
sustainability. A global expansionist, Zubaid combines strategic vision with practical execution, guiding organizations
through digital transformation, risk management, and cross-border growth. His education in Economics (Distinction)
and English Literature, complemented by DAIBP and advanced executive leadership certifications, underscores his
analytical rigor and executive acumen.
____
Additional Information
Banking & Finance:
•
Directed financial management, credit risk, treasury, and compliance operations.
•
Engaged with central banks, regulators, and financial authorities on policy and supervision.
•
Oversaw capital raising, M&A, partnerships, and corporate expansions.
•
Held full P&L responsibility, driving profitability and operational efficiency.
•
Managed funds of national mega projects (dams, highways, power stations, urban development) ensuring compliance and transparency.
Leadership & Governance:
•
Set and executed corporate vision and long-term strategic direction.
•
Guided board governance, shareholder relations, and institutional transformation.
•
Championed digitalization, regulatory reforms, and ESG frameworks.
Regulatory & Compliance:
•
Ensured compliance with Basel Accords, AML/CFT, KYC, IFRS, FATCA, GDPR, SECP/SOX.
•
Oversaw audits, investigations, cross-border regulatory frameworks, and risk reviews.
•
Built compliance cultures aligned with taxation and trade laws across jurisdictions.
Digital & Technological Transformation:
•
Led fintech integration, blockchain adoption, and AI-driven analytics.
•
Implemented ERP, automation, and cybersecurity solutions.
•
Advanced digital inclusion, sustainability, and green finance initiatives.
Stakeholder & Market Engagement:
•
Cultivated partnerships with governments, regulators, investors, and global institutions.
•
Represented the organization in policy forums, trade associations, and industry boards.
•
Navigated geopolitical, financial, and regulatory risks with foresight.
Key Achievements:-
•
Strengthened institutional performance through revenue growth, cost efficiency, and balance sheet optimization.
•
Directed mergers, acquisitions, and strategic alliances, fueling market expansion.
•
Established robust governance and compliance frameworks across multiple jurisdictions.
•
Spearheaded digital transformation with fintech and AI-driven innovation.
•
Enhanced sustainability goals via ESG and green finance strategies.
•
Successfully led high-stakes regulatory investigations, mitigating risks and preserving institutional credibility.
•
Expanded BANCA insurance business and introduced comprehensive asset, agro, and crop insurance models to strengthen national food security.
•
Negotiated with leading insurers (EFU, Adamjee, State Life, NIC) for diversified insurance portfolios.
•
Recognized for ethical leadership, resilience, and cross-cultural management in international markets.
Awards & Recognition
• Cash Awards for outstanding banking and corporate finance performance.
• Excellence Certificates in leadership, operational efficiency, and customer service.
• Trophies & Honors for achievements in digital transformation and retail/consumer banking growth.
**************
Certification
Certificate of merit and performance excellence
Interests
Timeline
Certificate of merit and performance excellence
09-2025
CFO (A)
National Bank of Pakistan
12.2019 - 02.2020
Member BOD
Mutual Funds Entity
01.2019 - 09.2019
Divisional Head & Group Head
National Bank of Pakistan
12.2017 - 02.2020
Chief Operations Chief (A)
National Bank of Pakistan
12.2017 - 02.2020
Regional Head Business & Operations
National Bank of Pakistan
07.2011 - 04.2014
GM Business
National Bank of Pakistan
04.2008 - 06.2010
GM Compliance & HR
National Bank of Pakistan
03.2006 - 02.2009
Regional Retail Head
National Bank of Pakistan
02.2005 - 10.2008
Chief Manager Business & Marketing
National Bank of Pakistan
03.2004 - 03.2007
Diploma - DAIBP
Institute of Bankers in Pakistan
04.2001 -
Masters In English Literature - English Literature
UOS- Pakistan
08.1986 - 08.1988
Bachelor of Arts - Economics With Distinction
UOS- Pakistan