Motivated Bank Manager passionate about providing excellent customer service and exceeding expectations. Talented professional well-versed in service marketing and credit offerings. Inspires staff loyalty through strong leadership and communication skills.
Self-directed Bank Manager with adaptability to meet changing operational needs. Energetic and resourceful professional proficient in program management and team leadership. Innate sales abilities and customer service skills.
To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
13
13
years of professional experience
1
1
Certification
4
4
Languages
3
3
years of post-secondary education
Work History
Branch Manager
MCB Bank Ltd
Jhelum, Pakistan, Punjab
Sep.2014 - Current
Processed all types of loans i-e Auto Loan, Flexi Loan, Commercial Loans etc
Meet all targets assigned from time to time
Win Banc assurance campaign announced from time to time
Achieved CASA campaign target in year 2015 & remained in Top-50 branches of Bank Pan Pakistan.
Improved & maintained audit category as “SATISFACTORY” 4/5 in full scope audit 2017 & 2018.
Promoted to Ässistant Vice President" in March, 2019 on the performance of 2018 in all KPI's.
Recevied Special Award by President on growth of bank's "Äverage Current Deposit"in year 2019.
Received Letter of Appreciation from Business Head- West on taking exceptional performance in almost all KPI's in year 2019.
Overachieved targets assigned by wide margin in 2020, 2021 & 2022.
Branch Manager
Habib Bank Limited
Gujar Khan, Punjab
Feb.2012 - Sep.2014
Win Gold Medal by securing 1st Position in region for year 2013.
Deposit champion for year 2013 & attended branch banking conference 2014 in Dubai.
Maintained friendly and professional customer interactions.
Assessed employee performance and developed improvement plans.
Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations.
Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
Engaged employees in business processes with positive motivational techniques.
Met deadlines by proactively managing individual and team tasks and streamlining processes.
Resolved various issues impacting sales management and business operations.
Examined customer loan applications for loan approvals and denials.
Reduced process bottlenecks by training and coaching employees on practices, procedures, and performance strategies.
Reviewed and edited loan agreements to enhance clarity and monitor compliance with requirements.
Completed filings and upheld strict compliance with regulatory agencies and supervisors.
Complied with regulatory guidelines and requirements.
Consulted customers to boost product sales and services.
Generated financial and operational reports to assist management with business strategy.
Implemented service improvements to enhance sales cycle.
Compiled database of loan applicants' credit histories, financial statements and other financial information.
Operations Manager
Habib Bank Ltd
Mandra, Gujar Khan, Punjab, Pakistan
Feb.2011 - Jan.2012
Remittance, Clearing, Account
Opening and Teller
Worked at bank Software (MOBS) (MYSIS) (SIMEX)
Also Working as Customer Relationship Officer in the Branch for enhancement of Business
Worked as Manager Operations at HBL Mandra branch for 1 year
Meet all targets assigned from time to time.
Identified and resolved unauthorized, unsafe, or ineffective practices.
Established positive and effective communication among unit staff and organization leadership, reducing miscommunications, and missed deadlines.
Implemented process improvement to shape organizational culture, optimize procedures for higher efficiency and help company evolve and grow.
Set, enforced, and optimized internal policies to maintain responsiveness to demands.
Negotiated price and service with customers and vendors to decrease expenses and increase profit.
Supervised creation of exciting merchandise displays to catch attention of store customers.
Tracked employee attendance and punctuality, addressing repeat problems quickly to prevent long-term habits.
Reported issues to higher management with great detail.
Managed inventory and supply chain operations to achieve timely and accurate delivery of goods and services.
Analyzed and reported on key performance metrics to senior management.
Increased profit by streamlining operations.
Cash Officer
Habib Bank Ltd
Mandra, Gujar Khan, Punjab, Pakistan
Jan.2010 - Jan.2011
Provided treasury and cash management by overseeing reconciliation of banking activity.
Completed journal entries, reconciliations, and account analysis to prepare quarterly financial documents and general account management.
Answered questions about bank policies and addressed customer concerns.
Operated cash register for cash, check, with excellent accuracy levels.
Greeted customers entering bank and responded promptly to customer needs.
Worked with floor team and managers to meet wide range of customer needs.
Handled cash with high accuracy and took care to check bills for fraud.
Operated cash register to record transactions accurately and efficiently.
Education
IBP (JAIBP) Stage-I - Banking
Institute of Bankers Pakistan
Karachi, Pakistan
Jan.2013 - Jan.2013
MBA - Finance
University of Engineering & Technology
Taxila, Pakistan
Aug.2009 - Mar.2012
Skills
Possess good interpersonal and communication skills
Good presentation skills
Good Computer knowledge in general and specifically in MS Office product
A self motivated and hardworking professional with a “Can do” attitude, with has
Developed a range of skills whilst managing different projects
An excellent communicator, who enjoys leading and working as part of a team Can also motivate a team to achieve targets using flair and innovative ideas
A reliable and keen individual who demonstrates commitment and enthusiasm in all work activities undertaken
Keen to develop new skills and build on the skills gained within a challenging job
Role commitment of tasks
Having value and clear goals
Certification
CM - Certified Manager Certification
Certified Branch Manager, MCB Bank Ltd - 2016
Certificate in CBS 8.5 from MCB Staff College Rawalpindi 2014
Certificate in ADC From HBL L& D Islamabad. 2012
References
References
Will be furnished upon demand
Interests
Travelling
Learning
Current Affairs
Timeline
Branch Manager
MCB Bank Ltd
Sep.2014 - Current
IBP (JAIBP) Stage-I - Banking
Institute of Bankers Pakistan
Jan.2013 - Jan.2013
Branch Manager
Habib Bank Limited
Feb.2012 - Sep.2014
Operations Manager
Habib Bank Ltd
Feb.2011 - Jan.2012
Cash Officer
Habib Bank Ltd
Jan.2010 - Jan.2011
MBA - Finance
University of Engineering & Technology
Aug.2009 - Mar.2012
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