To pursue my career in a dynamic organization, that provides ample opportunities of growth, personal development and conducive to utilize my educational and professional experience to the maximum.
Overview
19
19
years of professional experience
2
2
years of post-secondary education
Work History
Branch Manager
MEEZAN BANK
Karachi
10.2012 - Current
Having Servied in differet Branches, Likewise, Alamgir, in brief Include:
Positively contribute towards meeting the set out branch sales objectives and to lead the
Implementation of sales strategies in the branch
Maximize total branch revenue customer acquisition/deepening and cross sell
Supervise Operations, Internal Controls and Compliance
Control and periodically check operational risk and workflows to identify key operational risks
and efficiency indicators
Ensure complete and accurate customer due diligence by guiding the staff on proper KYC
Review of branch key controls on a regular basis contributing to sound operational health
leading to compliance with the bank's internal and State Bank guidelines
Ensure that the branch staff is fully compliant with all the Anti Money Laundering preventions
and KYC policies
Manage service delivery in the branch to the highest competitive standards
Ensure that customers are provided with superior service experience on every visit by
meticulous implementation of lobby management and vigilant focus on branch ambiance and
cleanliness
Motivate, manage and mentor branch staff to ensure overall employee satisfaction
Identify training, development and counseling needs of the staff
Monitoring branch’s budget, and controlling of branch expenses with budget
Monitoring of expenses & payment to various vendors and getting approvals from head office
MIS reporting to the management and regulatory authorities
Clearing cheques monitoring & supervision of final settlement of RTGS
Monitoring of OBC/IBC/FOBC lodgment and realization
MIS reporting to the management and regulatory authorities.
Branch Manager
Habib Metropolitan Bank Limited
10.2010 - 10.2012
In brief Include:
Marketing & Personal visits to clients in order to capture the Business
Focus on operational cost reduction
Delegation of all duties & responsibilities to the branch staffs
Ensure proper internal controls & Financial Control in branch
Compliance & Control, AML measures, Suspicious Transactions Reporting, KYC
Complete adherence to Bank’s SOP and its periodic review for suggesting changes in Policies and Procedures
Risk Assessment during Client Take on process & Operational Risk reporting
ATM & Cash Management as per State Bank of Pakistan Regulations
Authorized Signatory for Habib Metropolitan Bank ltd
Timely submission of all management reports to Area Office/Head Office
Maintain Positive Audit rating
charge
CD, Habib Metropolitan Bank Limited
11.2008 - 10.2010
In brief Include:
Supervision of cash and transfer transactions up to a specified limit
Monthly profit payment and its calculation on certificates and saving accounts
Monitoring of expenses & payment to various vendors and getting approvals from head office
Monthly balancing of various head of accounts
Clearing cheques proper scrutiny and supervision
Supervises and monitoring Term Deposits
MIS reporting to the manager operation.
Operation Officer
Habib Metropolitan Bank Limited
08.2004 - 10.2008
In brief Include:
Term Deposits, Clearing, Collections, Profit & markup calculations, Pay Orders, Inward / Outward remittances, Unclaimed Deposit, and Fraud & Forgery reporting & Operation of Locker Depart
Provide accurate and update information to Branch and Head Office so it may help them in timely and correct decision making
Checking of all financial activities on daily basis maintain and update reconciliation of all items in the general ledger
Submission of WHT to SBP and Income Tax returns to FBR
Maintain & update records of fixed assets and ensure their physical verification periodically
Annual Budgeting of Branch
Handling of Security Stationery Stock & Stamps
Unclaimed Deposits
MIS Reporting
Education
Masters - International Relations
Karachi University
01.2004 - 04.2006
Skills
Strong computer base with latest operating systems, spreadsheets, word processors and banking system like TEMENOS (T-24) & ISLAMIC BANKER / BANK SMARTundefined
Accomplishments
Repeatedly received recognition from superiors for excellence in service.
Improved employee satisfaction and reduced turnover number%.
Received the “Name Award” for exemplary performance and recognition for handling the largest account in the company.
Implemented new quality assurance procedures to maximize customer satisfaction and loyalty.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
If you want to be a successful person, never be a quitter! Keep on striving on the belief of Allah(SWT) .