SYED MUHAMMAD WAJID KAZIM ALVI
Karachi
Summary
Dynamic banking professional with extensive experience at Bank AL Habib Limited, excelling in trade operations and branch management. Proven leadership in enhancing customer satisfaction and compliance, coupled with strong negotiation skills. Adept at optimizing processes and fostering client relationships, driving significant growth in deposits and advances.
Overview
17
17
years of professional experience
Work History
Trade Officer
Bank AL Habib Limited S.I.T.E Br
Karachi, Pakistan
10.2024 - Current
- Process and examine Letters of Credit (LCs) and documents against payment transactions, ensuring full compliance with ICC rules (UCP 600) and bank policies.
- Scrutinize import documents including invoices, bills of lading, and certificates of origin to verify compliance with terms and conditions.
- Liaise with corporate clients to address discrepancies, provide transaction updates, and advise on documentary requirements.
- Ensure all transactions adhere to State Bank of Pakistan foreign exchange regulations and international sanctions guidelines.
- Coordinate with internal departments and correspondent banks to facilitate accurate and timely payment processing.
Branch Manager
BANK AL Habib Limited
Karachi, Pakistan
12.2023 - 10.2024
- Directed overall branch operations, ensuring strict adherence to all State Bank of Pakistan regulations.
- Managed the branch's portfolio, focusing on the growth of both deposits and advances.
- Led, trained, and motivated a team of banking professionals to achieve exceptional performance.
- Cultivated and maintained strong relationships with key corporate and retail clients.
- Ensured the highest standards of customer service were upheld.
Manager Operations
Bank Al Habib Limited
Karachi
01.2020 - 12.2023
- I am responsible for overseeing daily operational activities within the branch, ensuring efficient, secure compliant processes.
- The role involves managing the workflow of banking transactions, improving operational procedures, and providing excellent customer service.
- Also, I am working closely with various departments, ensuring compliance with regulatory requirements, and implementing strategies to enhance productivity and cost efficiency.
Trade (Import/Export) Officer
Bank Al Habib Limited
Karachi
01.2018 - 01.2020
- I was Responsible for managing the smooth and efficient movement of goods in and out of the country, ensuring compliance with all relevant regulations, and maintaining documentation accuracy.
- The role involves liaising with customs, shipping companies, and clients to facilitate international trade transactions.
Advances / Credit Officer
Bank Al Habib Limited
Karachi
01.2015 - 01.2018
- I was responsible for evaluating, processing, and arranging offer letters in approving loan applications by the bank's credit policies.
- The role involves assessing the creditworthiness of individuals and businesses by analyzing financial information, credit reports, and risk factors.
- I worked closely with customers to gather necessary documentation, provide recommendations on loan approvals or rejections, and ensure compliance with regulatory guidelines.
- Additionally, the role involves monitoring outstanding loans and managing relationships to minimize defaults risks.
Account Opening Officer
Bank Al Habib Limited
Karachi
01.2012 - 01.2015
- I was responsible for facilitating the smooth and accurate opening of new accounts for individuals and corporate clients.
- This role involves verifying customer and AML (Anti-Money Laundering) regulations and maintaining detailed records of all accounts-related documentation.
- I worked closely with customers to guide them through the process, resolve issues, and ensure a high level of satisfaction to them.
Clearing & Remittance Officer
Bank Al Habib Limited
Karachi
01.2010 - 01.2012
- I was responsible for managing the processing and settlement of cheque clearances and remittance transactions within the banking regulations and coordinating with clearinghouses for timely processing.
- Additionally handles domestic and international remittance transactions, ensuring accuracy, compliance with AML (Anti-Money Laundering) guidelines, and efficient customer service.
- The role requires meticulous attention to detail and, a strong knowledge of banking to resolve discrepancies and transaction issues efficiently.
Customer Relationship Officer
Bank Al Falah Limited
Karachi
01.2009 - 01.2010
- Up on Your Request
Education
Bachelor of Commerce -
University of Karachi
Karachi05-2008
Pre Engineering -
MetroPolis Academy School
Gulberg, Karachi07-2003
Skills
- Management Skills
- Creativity
- Digital Marketing
- Negotiation
- Critical Thinking
- Leadership
References
Up on Your Request
Timeline
Trade Officer
Bank AL Habib Limited S.I.T.E Br
10.2024 - Current
Branch Manager
BANK AL Habib Limited
12.2023 - 10.2024
Manager Operations
Bank Al Habib Limited
01.2020 - 12.2023
Trade (Import/Export) Officer
Bank Al Habib Limited
01.2018 - 01.2020
Advances / Credit Officer
Bank Al Habib Limited
01.2015 - 01.2018
Account Opening Officer
Bank Al Habib Limited
01.2012 - 01.2015
Clearing & Remittance Officer
Bank Al Habib Limited
01.2010 - 01.2012
Customer Relationship Officer
Bank Al Falah Limited
01.2009 - 01.2010
Bachelor of Commerce -
University of Karachi
Pre Engineering -
MetroPolis Academy School
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