Seasoned Financial Management professional with over 5 years of proven expertise in accounting processes, systems oversight, and compliance reporting. Knowledgeable about AP/AR, contract administration, budgeting and all other aspects of successful financial operations. Talented team builder and supervisor with expertise to develop and maintain consistent, accurate, and legal accounting structures.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Portfolio Manager
Vision Consulting Accountants
01.2024 - Current
Manage financials for a portfolio of 40 real estate investment companies, overseeing all aspects of financial tasks and reporting.
Prepare and submit annual accounts for companies with assets totaling up to £150 million to tax authorities and Companies House, ensuring adherence to regulatory and compliance standards.
Develop and monitor budgets for real estate development projects worth £10-20 million, analyze actual costs against forecasts, and address variances.
Ensure financial ratios required by investors and financial institutions are met, maintaining robust financial health across portfolios.
Manage financing activities, including loans and interest calculations, and evaluate viable financing options to support real estate investments.
Evaluate and approve real estate projects by analyzing profitability using financial models, such as Net Present Value (NPV), Internal Rate of Return (IRR), and Discounted Cash Flow (DCF).
Cultivate strong client relationships through proactive communication via email and telephone, fostering trust and satisfaction.
Maintaining inter-company balances for a group of real estate companies to facilitate accurate financial reporting and internal financial management.
Managing property tax assessment and compliance processes, implementing strategies to minimize property tax liabilities while adhering to regulatory requirements.
Prepare comprehensive financial reports for stakeholders, enhancing decision-making capabilities.
Collaborate with cross-functional teams to assess and mitigate financial risks, ensuring compliance with industry regulations.
Approve and process biweekly payments for development and maintenance activities, ensuring timely project execution and budget adherence.
Assistant Manager Accounts
Vision Consulting Accountants
05.2023 - 12.2023
Manage a diverse portfolio of over 45 clients, utilizing Xero and QuickBooks for precise financial management.
Maintain meticulous records of accounts receivables and payables for companies in the portfolio, ensuring transparency.
Supervise the seamless processing of invoices from Hubdoc to Xero, while reconciling bank statements to optimize workflow efficiency.
Ensure compliance with tax regulations by handling Business Income Tax preparation and submissions to HMRC and Companies House.
Manage CIS preparation and monthly returns for 4 clients, navigating industry regulations effectively.
Proficiently prepare and submit quarterly VAT returns for 25+ clients, meeting deadlines consistently.
Compile comprehensive annual accounts for small and medium-sized businesses from bank statements and journals.
Record and manage payroll, prepayments, accruals, and income with precision for informed decision-making.
Provide personalized Self Assessment Tax Planning for 100+ clients, optimizing tax strategies.
Assisted in the preparation of budgets and financial forecasts, providing insights and analysis to support strategic planning.
Senior Accountant
Freeze Interactive
03.2021 - 04.2023
Conducted daily record-keeping and monthly reconciliation of invoices and bills, totaling 10 million PKR, ensuring accuracy and compliance with financial standards.
Monitored cash flow closely and approved daily expenses of less than 500,000 PKR, maintaining fiscal discipline and cost efficiency.
Prepared monthly management accounts, providing timely and insightful financial analysis to support decision-making processes.
Managed the record of cash flow and handled petty cash transactions efficiently, ensuring proper documentation and accountability.
Ensured compliance with accounting standards, tax regulations, and internal controls, minimizing financial risks and liabilities.
Recorded and tracked loan payments, ensuring timely and accurate processing to maintain financial obligations.
Assisted in the preparation of year-end accounts for sales exceeding 150 million PKR, contributing to the overall financial health and transparency of the organization.
Facilitated the annual audit process by preparing financial documentation and liaising with external auditors.
Provided financial guidance and support to department heads and senior management, assisting with financial planning and analysis.
Played a key role in driving financial efficiency and profitability within the company through accurate accounting practices and strategic financial management.
Proficiently managed the creation, updating, and maintenance of employee records in payroll systems for approximately 25 employees, encompassing onboarding, variations, terminations, and other essential tasks with precision and efficiency.
Crafted presentations that vividly illustrated spending patterns and trends, making complex financial information easily understandable.
Managed vendor relationships and negotiated payment terms, optimizing cash flow and managing expenses effectively.
Finance Executive
Hazco Construction
09.2019 - 03.2021
Supported financial analysis by collecting, organizing, and analyzing data related to highway projects, budgets, and expenditures.
Assisted in budget preparation and monitoring, identifying discrepancies and forecasting expenses to ensure compliance with financial regulations.
Contributed to cost control initiatives by identifying cost-saving opportunities and implementing more efficient financial processes within highway projects.
Produced comprehensive financial reports, encompassing daily revenue collection, detailed expenditure sheets, and cash flow statements.
Produced detailed weekly and monthly budget reports, offering clear financial insights to support decision-making.
Managed routine administrative tasks, such as filing, organizing documents, and maintaining financial records.
Supported the preparation of tax documents and liaised with external auditors to ensure compliance with tax regulations.
Helped with bank reconciliations and resolved discrepancies to maintain accurate financial records.
Participated in payroll processing, including verifying employee hours, calculating wages, and ensuring timely payments.
Finance Intern
National Highway Authority
06.2019 - 08.2019
Assisted in the preparation and analysis of financial reports, contributing to accurate budgeting and financial forecasting for infrastructure projects.
Supported the finance team in managing accounts payable and receivable, including processing invoices and handling payment requests.
Aided in the collection and analysis of financial data, providing insights to help optimize resource allocation and improve financial efficiency.
Help in the creation and maintenance of financial models for various projects.
Support the development and monitoring of project budgets.
Assist in the evaluation and analysis of project financing options.
Contributed to the auditing process by organizing documentation, assisting with data gathering, and supporting audit preparations.
Education
ACCA -
ACCA Global
Global
01-2023
Xero Certification -
Xero Central
Global
01-2023
Bs Accounting and Finance -
FAST University
Islamabad
01-2019
Skills
Financial Management
Profit & loss and Balance Sheet
VAT and Sales Tax
Tax Compliance
Budget Administration
IFRS
Data Research
MS Office
Expert in Excel
Xero and Quickbooks
Hubdoc
CCH software
UK property tax
Bookkeeping
Taking Responsibility
Strategic thinking
Effective Listening
Time Management
GAAP Financial Reporting
Financial Planning
Expense Tracking
Fluent in English
Financial Analysis
Data Analytics
Client Relations
Presentation Skills
Making investment recommendations
Certification
ACCA
Xero
Languages
Urdu, Native
English, Professional Working proficient
Accomplishments
Secured loans worth £30 million for 6 companies by effectively demonstrating financial ratios and presenting compelling financial analyses.
Developed and managed budgets for 8 real estate development projects in London with minimal variance, ensuring accurate financial planning and cost control.
Successfully forecasted financial outcomes for 5 real estate development projects, gaining approval from investors and facilitating project advancements.
Completed year-end adjustments and submitted accounts for 21 medium-sized companies within a 3-day timeframe, avoiding missed deadlines and ensuring timely compliance.
Optimized inter-company sales transactions to reduce tax liabilities while ensuring compliance with required financial ratios, successfully meeting investor and lender expectations for the 2023-2024 financial year.
Conducted thorough market analysis to identify investment opportunities, increasing ROI by 15%.
Developed a System of Controls to Ensure Timely Receipt of Rental Income and Reduced Days Receivable Outstanding from 20 to 15.
Projects
A Feasibility Study on 'Real Estate Investment Trust in Pakistan' (2020)
KSE 100 Index Portfolio Risk Management Hedging (2019)
Financial Statement Analysis of 10 oil and gas companies in Pakistan (2018)
Corporate valuation of Service Industries Limited after forecasting future cash flows (2018)
Year End Financial Statements preparation of Khattak trading company (2016)
Hobbies and Interests
Reading Economics publications
Reading books on geopolitics, international relations, foreign policy, and history
Playing football and cricket
Discussion and debates on different topics
Travelling different places; both domestic and international
Auditor at Hashem Omer Khayyat Professional Consulting Company, Chartered Accountants and Aiditors.Auditor at Hashem Omer Khayyat Professional Consulting Company, Chartered Accountants and Aiditors.