Summary
Overview
Work History
Education
Skills
Work Availability
Languages
Interests
Software
Quote
Work Preference
Timeline
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Shahid Munir

Shahid Munir

Strategic Banking & NBFC Transformation Leader | Regulatory Compliance, Digital Innovation & Multi-Country Operations Expert
Islamabad

Summary

Professional Summary

Accomplished banking and NBFC executive with 25+ years of leadership across retail, corporate, and multi-country operations. Known for transforming operational and compliance challenges into profitable, future-ready solutions. Proven expertise in regulatory compliance (SECP, SBP), risk governance, and digital transformation, with a track record spanning Pakistan, Afghanistan, Bangladesh, and Bahrain.

As CEO and former Senior Vice President in top-tier financial institutions, I have:

  • Delivered market-leading digital solutions, including mobile lending platforms that expand access for underbanked customers.
  • Maintained exemplary regulatory records, achieving sustained compliance and risk mitigation.
  • Led large-scale operational optimization, increasing efficiency and profitability without added headcount.

Core Competencies

  • Banking Operations Leadership – Retail, Corporate, and Multi-Branch Management
  • NBFC Management & Licensing – SECP & SBP Regulatory Frameworks
  • Regulatory Compliance & Governance – AML, KYC, Internal Controls, Audit Readiness
  • Risk Management – Fraud Prevention, Business Continuity Planning (BCP)
  • Digital Transformation – Core Banking Upgrades, Mobile Lending, Automation & Reconciliation Tools
  • Fintech Integration – Digital Payment Platforms, Digitization
  • Multi-Country Operations – Cross-Border Leadership in Afghanistan, Bangladesh, Bahrain
  • Customer Experience Excellence – Service Delivery Models Aligned with Compliance Standards
  • Strategic Leadership & Change Management – Board Engagement, Policy Development, Talent Retention

Overview

29
29
years of professional experience
4
4
years of post-secondary education
2
2
Languages

Work History

CEO

Legend Financial Services
Islamabad, Islamabad Capital Territory
08.2022 - Current

As CEO of Legend Financial Services, I lead strategic NBFC operations, regulatory compliance, and digital transformation initiatives, ensuring sustainable growth and market competitiveness. Spearheaded the launch of "Yes Loan", an innovative mobile lending platform designed to meet immediate financial needs of underserved customers.

Key Achievements:
•Streamlined financial systems and lending operations to enhance process efficiency and accuracy.
•Secured critical NBFC licensing and maintained full compliance with SECP and SBP regulatory requirements.

Skills: HR Policies · Licensing · Teamwork · Emerging Technologies · Digital Transformation · Resource Planning · Risk Management · Project Coordination · Digital Strategy

Country Operations Head-SVP

Bank Alfalah
Kabul, Afghanistan
02.2014 - 02.2021

Scope & Impact: Oversaw multi-branch operations, governance, and process management in a top-tier bank, with a focus on compliance, risk management, and operational excellence.

Key Achievements:
Led Regulatory Compliance & Risk Mitigation initiatives that maintained a good regulatory record over a 7-year tenure.
Directed Process Optimization, streamlining workflows.
Supported Digital Transformation in Financial Services through integration of core banking technology upgrades, improving real-time reporting capabilities.
Advanced Leadership & Organizational Development by introducing training frameworks that increased staff retention to 90%.
Strengthened client trust and loyalty by implementing service enhancements aligned with regulatory standards.

Skills: Business Continuity Management (BCM) · Banking Operations Stakeholder Management, Employee Engagement, Operational Excellence, Regulatory Compliance & Risk Mitigation, Process Optimization & Automation, Cross-functional Team Leadership, Banking Operations Management

Senior Operations Manager-VP

Bank Alfalah
Karachi, Pakistan
09.2011 - 01.2014

Overseas Senior Operations Manager – Afghanistan, Bangladesh, Bahrain
Led operational excellence across three countries, focusing on Audit Management, Policy Enforcement, and HR Operations.

Scope & Impact: Managed enterprise-wide Banking Operations Management projects, ensuring risk control, compliance adherence, and operational efficiency.

Key Achievements:
Implemented Regulatory Compliance & Risk Mitigation measures that reduced operational losses.
Led Process Optimization & Automation projects, increasing throughput capacity without additional headcount.
Played a key role in Digital Transformation in Financial Services by piloting automation tools for reconciliation.
Enhanced Leadership & Organizational Development via coaching programs for emerging leaders, boosting internal promotion rates.
Achieved operational alignment across multiple divisions, cutting cross-department delays.

Skills: Operations · Performance Monitoring · HR Policies · Business Continuity Planning · Teamwork · Stakeholder Management · Operations Management

Area Operations Manager AVP

Bank Alfalah
Rawalpindi, Pakistan
01.2010 - 08.2011

Oversaw operations across 18 branches, ensuring optimal functionality, cost control, and compliance with organizational standards. Managed operational and capital expenditures, recruitment, and budgetary matters. Led successful audit compliance, participating in exit meetings to provide critical insights. Played a pivotal role in expanding the area by overseeing new branch setups, from planning to securing certifications. Worked closely with Branch Managers to resolve operational challenges, ensuring smooth daily operations and adherence to standards.

Skills: Business Process Management · Decision-Making · Business Continuity Planning · Teamwork · Critical Thinking · Department Coordination · Banking Operations · Communications Management · Performance Improvement · Resource Planning · Operational Excellence

Audit Manager-AVP

Bank Alfalah
Rawalpindi, Pakistan
06.2004 - 12.2009

Led nationwide audit initiatives, overseeing the planning and execution of audits across multiple branches. Directed a dedicated team, ensuring timely and accurate audit completion. Conducted audits of major branches in Islamabad, Lahore, and Faisalabad. Fostered collaboration with Branch and Area Managers to finalize audit reports, aligning with both organizational and regulatory standards. Proactively educated field staff on audit and compliance matters, enhancing overall operational awareness.

Skills: Internal Controls · Decision-Making · Teamwork · Fraud Investigations · Risk Management

Branch Manager

MCB Bank Limited
Islamabad, Pakistan
05.1996 - 05.2004

Throughout my tenure at MCB, I advanced through a series of leadership roles, starting as a Probationary Officer and eventually rising to Branch Manager.

Manager Operations: Ensured seamless daily operations and upheld high customer service standards.
Branch Manager: Led a dedicated team, consistently surpassing business targets and enhancing service delivery.
This progression reflects my dedication, leadership skills, and commitment to operational excellence.
Throughout my tenure at MCB, I advanced through a series of leadership roles, starting as a Probationary Officer and eventually rising to Branch Manager. Manager Operations: Ensured seamless daily operations and upheld high customer service standards. Branch Manager: Led a dedicated team, consistently surpassing business targets and enhancing service delivery. This progression reflects my dedication, leadership skills, and commitment to operational excellence.
Skills: Executive Support · Operations · Decision-Making · Easily Adaptable · Teamwork · Operations Management · Communication

Education

Master of Science - Human Resources Management

Virtual University of Pakistan
Islamabad, Pakistan
04.2022 - 03.2024

Bachelor of Science - Commerce

University of The Punjab
Lahore, Pakistan
09.1992 - 01.1995

Skills

Banking operations,

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Languages

English
Advanced (C1)
Urdu
Advanced (C1)
Punjabi
Advanced (C1)

Interests

Technological developments

Reading, Poetry, Books

Human development

History

Human

Software

MS OFFICE

EMAIL

INTERNET

Quote

It's a little embarrassing that after 45 years of research and study, the best advice I can give people is to be a little kinder to each other.
Aldous Huxley

Work Preference

Work Type

Full TimePart TimeContract Work

Work Location

On-SiteRemoteHybrid

Important To Me

Work-life balanceCompany CultureFlexible work hoursPersonal development programsHealthcare benefitsWork from home optionPaid sick leaveCareer advancement

Timeline

CEO

Legend Financial Services
08.2022 - Current

Master of Science - Human Resources Management

Virtual University of Pakistan
04.2022 - 03.2024

Country Operations Head-SVP

Bank Alfalah
02.2014 - 02.2021

Senior Operations Manager-VP

Bank Alfalah
09.2011 - 01.2014

Area Operations Manager AVP

Bank Alfalah
01.2010 - 08.2011

Audit Manager-AVP

Bank Alfalah
06.2004 - 12.2009

Branch Manager

MCB Bank Limited
05.1996 - 05.2004

Bachelor of Science - Commerce

University of The Punjab
09.1992 - 01.1995
Shahid MunirStrategic Banking & NBFC Transformation Leader | Regulatory Compliance, Digital Innovation & Multi-Country Operations Expert