Sadia Saeed

• Engaged actively in academic and research activities, contributing to departmental goals through paper presentations, collaborative studies, and publication of scholarly articles in reputable finance journals.
• Developed and delivered undergraduate and postgraduate finance courses with a student-centered approach, integrating real-world case studies, current financial practices, and industry trends.
• Designed and implemented innovative assessment methods, ensuring alignment with learning outcomes, program objectives, and accreditation standards.
• Organized guest lectures, workshops, and seminars to enhance student exposure to industry practices and global financial developments.
• Mentored students academically and professionally, offering guidance on research, internships, and career planning in finance and related field

• Ensured compliance with banking regulations and internal policies.
• Opened and reactivated customer accounts, verifying KYC and documentation.
• Handled balance inquiries and provided general banking support.
• Delivered efficient, customer-focused service to walk-in clients.
• Maintained accurate records and supported daily branch operations.
• Strengthened communication and problem-solving skills in a fast-paced environment.
• Applied finance concepts to practical banking scenarios, enhancing professional insight.

• Processed and reviewed financial documents, including invoices, journal vouchers, employee reimbursements, and financial statements.
• Supported monthly financial reporting by assisting in the preparation of timely and accurate statements for internal management use.
• Maintained confidentiality of sensitive data, ensuring compliance with institutional policies and privacy standards.
• Organized financial records and supported external/internal audits with complete documentation and accurate data.
• Monitored accounts receivable to enhance cash flow, reducing delays in outstanding collections.

• Processed customer orders and handled complaints to ensure smooth client service and timely resolution of issues.
• Recorded daily financial transactions and business expenses using Busy Accounting Software with accuracy and consistency.
• Prepared monthly payroll, ensuring timely and error-free disbursement of employee salaries.
• Assisted with financial documentation and maintained internal records for audit and reporting purposes.
• Managed official social media accounts , contributing to outreach, visibility, and communication efforts.

• Provided virtual assistance and administrative support to international clients across various industries.
• Demonstrated proficiency in Advanced MS Office (Excel, Word, PowerPoint) for data entry, formatting, automation, and reporting tasks.
• Conducted Internet Research, Data Mining , and List Generation with high accuracy and reliability.
• Specialized in converting data from PDFs and images to editable Word and Excel formats , maintaining data integrity.
• Managed Social Media Marketing campaigns, content scheduling, and audience engagement.
• Delivered professional LinkedIn research and lead generation services tailored to client requirements.
• Assisted in WordPress content updates , blog posting, and basic site management.
• Performed basic bookkeeping tasks and recorded transactions in Excel-based systems.
• Built strong client relationships through consistent quality, timely delivery, and clear communication.

• Taught Mathematics to students of Grade 9, 10, 1st Year, and 2nd Year , ensuring conceptual understanding and academic success.
• Served as Class Teacher for Grade 4 , delivering engaging English language lessons and managing classroom activities.
• Designed lesson plans, assessed student performance, and adapted teaching strategies to meet diverse learning needs.
• Maintained classroom discipline, parent-teacher communication, and student progress records.

Thesis Statement: Determinants of Dividend Payout: Evidence from Non-Financial Sector of Pakistan

- This study examined the determinants of dividend payout in Pakistan's non-financial sector. Using panel data from 80 consistently dividend-paying firms across 13 sectors (2010–2015), the research explored how factors like growth, profitability, liquidity, solvency, investment opportunities, cash flow volatility, life cycle stage, and firm size affect dividend decisions. Regression analysis showed that cash flow volatility and life cycle stage are positively associated with dividend payout, while other variables have a negative relationship. The data met all regression assumptions, supporting the reliability of results.