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Saad Khalid
Specialist Guarantee
Karachi
Summary
Dynamic and attentive Banker specializes in retail banking, customer service and Guarantee operation. Driven to help clients make responsible and financially beneficial decisions. Knowledgeable of branch operations and financial products to best support company and customers. Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
5
5
years of professional experience
8
8
years of post-secondary education
2
2
Languages
Work History
Specialist Guarantee
Askari Bank
Karachi
2022.12 - Current
- Processing & Releasing all types of bank guarantees transactions including issuance, amendment, reversal of expired guarantees, handling of guarantees claims.
- Processing & releasing of Local, foreign and Back to Back Bank Guarantees transactions in accordance with group policies and procedures, DOI and local URDG -758 rules & regulations.
- Maintenance of expired guarantee portfolio.
- Ensure that all charges are recovered as per bank’s schedule of charges
- Worked well in a team setting, providing support and guidance.
- Excellent communication skills, both verbal and written.
Senior Operations Officer
Meezan Bank
Karachi
2018.10 - 2022.12
- Reviewed and analyzed reports, records and directives to obtain data required for planning department activities.
- Maintained and updating of records.
- Correspondence, investigation and direct customer dealing related to Guarantees business.
- Account Opening as per SBP guidelines.
- Cash transaction, Utility collection, Money gram transactions.
- Outward Clearing, Fund Transfer, internal GL transactions.
- Issuance of Pay Order and Demand Draft.
- Chaque book and ATM issuance
- Issuance & maintenance of daily & weekly reports.
- ATM reconciliation and replenishment.
- Ability to negotiate, solve problem.
- Providing full support to sales staff for expansion and mobilization of deposits.
- Identify customer needs and refer customer to appropriate bank services.
- Maintain chaque book register.
- Maintain ATM register
Intern
Hisaar Foundation
Karachi
2017.10 - 2018.03
- Sorted and organized files, spreadsheets, and reports.
- Interacted with customers by phone, email, or in-person to provide information.
- Completed research, compiled data, updated spreadsheets, and produced timely reports.
- Analyzed problems and worked with teams to develop solutions.
- Participated in workshops and presentations related to projects to gain knowledge.
- Collaborated with senior management on new initiatives to build confidence.
Education
BBA - Business Administration
KASBIT
Karachi, Pakistan 2013.08 - 2017.07
MBA - Finance
Mohammad Ali Jinnah University
Karachi, Pakistan 2018.02 - 2021.12
Skills
Customer assistance
undefinedInterests
Research
Timeline
Specialist Guarantee
Askari Bank
2022.12 - Current
Senior Operations Officer
Meezan Bank
2018.10 - 2022.12
MBA - Finance
Mohammad Ali Jinnah University
2018.02 - 2021.12
Intern
Hisaar Foundation
2017.10 - 2018.03
BBA - Business Administration
KASBIT
2013.08 - 2017.07
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