Summary
Overview
Work History
Education
Skills
Languages
Accomplishments
Timeline
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Rahoul  Rai

Rahoul Rai

205,2nd Floor, Bin Khedia Building, Big Value Supper Market, Oud Metha, Dubai

Summary

Experienced in establishing and managing profit-driven sales strategies. Practiced trainer and staff developer with excellent interpersonal and conflict resolution skills. Proficient in meeting company guidelines while improving team efficiency, sales numbers and customer engagement scores.

Overview

4
4
years of professional experience

Work History

Assistant Manager-Sales and Monitoring

House Building Finance
Karachi, Pakistan
07.2023 - Current
  • Taught new associates sales tactics and performance improvement techniques.
  • Helped sales professionals finalize customer sales and handled escalated concerns.
  • Utilized company selling model to engage and connect customers with brand.
  • Developed effective sales team members through highly individualized coaching.
  • Developed and encouraged sales and promotional team members.
  • Established action plans for team members and helped each person attain objectives.
  • Collaborated closely with management team to recruit top-level sales talent to fill positions within department.
  • Maintained scorecards to track sales.
  • Partnered with cross-functional departments to enhance the process flow.
  • Supported sales team members to drive growth and development.
  • Directed and coordinated products, services and sales activities.

Assistant Manager-Human Resource

House Building Finance
Karachi, Pakistan
06.2022 - 07.2022

HBFC is a pioneer of housing finance in Pakistan as it was founded in 1952 through an Act. Since then, it has been catering the need of house-mortgage facility in Pakistan.

  • Prepared and led new employee orientation to familiarize with company policies, procedures, culture and campus.
  • Recruited applicants for vacancies to fill open positions with qualified staff.
  • Communicated with supervisors to plan and review employee evaluations.
  • Created and updated personnel files by entering information in HRIS.
  • Proactively identified and solved complex HR problems that impacted operations management and business direction.
  • Encouraged open communications, promoting positive and pro-employee work environment.
  • Managed full-cycle human resource operational activities to maximize HR employee performance.
  • Developed hiring and recruitment policies to drive transparent and fair hiring process for selecting candidates on basis of merit and relevance with job.
  • Coordinated with managers to identify skill or knowledge gaps and implement training needs.
  • Coordinated with managers to identify skill or knowledge gaps and implement training needs.
  • Planned and led training programs on staff development to enhance employee knowledge, engagement, satisfaction and performance.
  • Approved new training techniques and suggested enhancements to optimize existing training programs.

Assistant Manager-Mortgage Loan Officer

House Building Finance
Karachi, Pakistan
08.2019 - 06.2022
  • Established and maintained quality strategic client relationships to deliver responsive client service and enhance new business opportunities.
  • Developed and maintained relationships with local real estate agents.
  • Met with applicants to obtain information for loan applications and answer questions about loan process.
  • Helped clients fill out loan applications and find ideal loan options.
  • Gathered client debt, credit and income information to determine loan eligibility.
  • Informed customers of application deadlines, approvals and denials.
  • Complied applications and paperwork and double-checked for accuracy.
  • Submitted applications to credit analysts.
  • Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans.
  • Educated customers regarding actions and strategies for debt repayment.
  • Kept detailed records regarding approved, denied and received loan applications.
  • Verified applicant information by consulting with outside agencies, credit bureaus and businesses.
  • Obtained and compiled copies of loan applicants' credit histories, corporate financial statements and other financial information.
  • Analyzed new markets and developed referral networks to locate new loan prospects.
  • Met with applicants to obtain information for loan applications and answer questions about processes.
  • Collaborated with company teams to expedite loan approval processes.
  • Set up debt payment plans based on client credit, income and assets.

Education

Certification Junior Associate of IBP - Stage (1 & 2)

Institute of Bankers Pakistan
Pakistan
02.2023

MBA - Finance

SZABIST
PAKISTAN
01.2019

BBA - Marketing

SZABIST
PAKISTAN
05.2016

Skills

  • Proficient in MICROSOFT OFFICE (EXCEL, POWER BI, WORD, OUTLOOK, POWERPOINT)
  • Loan Management Software (AUTOSOFT BANKING SOFTWARE AIB III PREMIUM, PLEXUS-ORACLE
  • Product and Service Sales
  • Document Coordination Skills
  • Performance Improvement
  • Lead Qualification
  • Client Needs Assessments
  • Staff Management
  • KPI Monitoring
  • Campaign Support
  • Effective Selling Strategies
  • Action Planning
  • Project Coordination
  • Team Building and Development
  • Relationship Building and Management
  • Documentation Skills
  • Database Management
  • Data Reporting
  • Vendor Management
  • Sales Team Evaluations

Languages

Urdu, Dhatki, English
First Language
English
Proficient
C2

Accomplishments

  • Improved delivery of product knowledge to the customers by realizing overall increase in customer satisfaction and cost efficiency.
  • Developed relationships with new clients and typically exceeded sales goals.
  • Consistently maintained high customer satisfaction ratings.
  • Exceeded sales goals by average of 153% in 2020 and by 127% in 2021.

Timeline

Assistant Manager-Sales and Monitoring

House Building Finance
07.2023 - Current

Assistant Manager-Human Resource

House Building Finance
06.2022 - 07.2022

Assistant Manager-Mortgage Loan Officer

House Building Finance
08.2019 - 06.2022

Certification Junior Associate of IBP - Stage (1 & 2)

Institute of Bankers Pakistan

MBA - Finance

SZABIST

BBA - Marketing

SZABIST
Rahoul Rai