Summary
Overview
Work History
Education
Skills
Timeline
Generic
Muhammad Umair Yousaf

Muhammad Umair Yousaf

Rawalpindi

Summary

Credit Controller with extensive experience in risk assessment and credit management for leading companies. Proven ability to collaborate with external departments to enhance cross-functional success. Skilled in validating borrower credit and resolving complex financial issues. Strong communication and problem-solving skills developed through years in banking and related roles.

Overview

6
6
years of professional experience

Work History

Credit Controller

Medina Freshways Dairy LTD UK
Islamabad
09.2023 - Current
  • Resolved customer queries regarding invoices, payments, credits, and deductions.
  • Oversaw month-end closing processes, prepared financial statements, and managed reconciliations.
  • Communicated billing issues effectively with other departments to ensure accuracy.
  • Evaluated creditworthiness and assessed current situations of customers.
  • Updated customer accounts and processed payments efficiently.
  • Conducted research to identify and resolve discrepancies in customer accounts.
  • Prepared monthly aging reports to highlight overdue payments.
  • Initiated legal actions against delinquent debtors when necessary.

Business Development Executive

Agency21 International
Islamabad
09.2022 - 08.2023
  • Maintained database of prospective client contacts for follow-up opportunities.
  • Produced sales documents, finalized deals, and organized records efficiently.
  • Drove sales growth by engaging customers through strategic meetings.
  • Increased profitability by identifying customer needs and tailoring offerings.
  • Participated in trade shows and conferences to promote products effectively.
  • Engaged customers using strong interpersonal skills to foster relationships.
  • Promoted high customer satisfaction by resolving issues with knowledgeable service.

Account Executive

Al-Shahbaz Real Estate
Islamabad
10.2019 - 08.2022
  • Processed cash and credit card transactions at register with high efficiency.
  • Utilized various software to streamline processes and enhance performance.
  • Negotiated client contracts to secure profitable outcomes for company.
  • Produced sales documents, finalized deals, and organized records systematically.
  • Managed accounts by delivering ongoing technical support after sale.
  • Developed strong relationships with key clients to boost satisfaction.

CCPU Officer

Bank Islami Limited
Rawalpindi
02.2019 - 09.2019
  • Accurately counted and recorded daily inventories of cash, drafts, and checks.
  • Processed incoming checks and money orders for customer account deposits.
  • Analyzed and resolved discrepancies in check processing swiftly.
  • Maintained precise records of all processed checks to ensure compliance.
  • Identified transaction errors when debits and credits were unbalanced.
  • Compiled daily reports summarizing total checks processed with relevant details.
  • Adhered to financial services security and audit protocols rigorously.

Education

ADP - ACCOUNTING AND FINANCE

UNIVERSITY OF CENTRAL PUNJAB
Lahore
01-2017

INTERMEDIATE -

PUNJAB COLLEGE OF INFORMATION AND TECHNOLOGY
Rawalpindi
01-2013

MATRICULATION -

SIDDEEQ PUBLIC SCHOOL
Rawalpindi
01-2011

Skills

  • Microsoft Office proficiency
  • Schedule coordination
  • Team collaboration
  • Client confidentiality
  • General computer skills
  • Technology adaptation
  • Credit and debt management
  • Invoice processing
  • Customer relationship management
  • Data analysis

Timeline

Credit Controller

Medina Freshways Dairy LTD UK
09.2023 - Current

Business Development Executive

Agency21 International
09.2022 - 08.2023

Account Executive

Al-Shahbaz Real Estate
10.2019 - 08.2022

CCPU Officer

Bank Islami Limited
02.2019 - 09.2019

ADP - ACCOUNTING AND FINANCE

UNIVERSITY OF CENTRAL PUNJAB

INTERMEDIATE -

PUNJAB COLLEGE OF INFORMATION AND TECHNOLOGY

MATRICULATION -

SIDDEEQ PUBLIC SCHOOL
Muhammad Umair Yousaf