Summary
Overview
Work History
Education
Skills
Additional Information
Certification
Timeline
Generic

Muhammad Saqib Hameed

Gujranwala,PB

Summary

BANKING OPERATIONS & CUSTOMER SERVICE PROFESSIONAL Branch Operations Centralization Business Development Administration Manpower Leadership Customer Services Account Opening Statutory Compliance Profile Summary Having more than 25 years of diverse banking experience including HBL (Dubai), Over the years, was able to develop a sound professional profile through comprehensive exposure in various areas of banking. Passionate, motivated & committed banker, possessing extensive knowledge in banking operations, good team building & leading capabilities, Communication and interpersonal skills, with these qualities successfully supervise the Branch operations and Centralized Operations. Dedicated to exceptional customer service with the ability to cultivate positive rapport and nurture relationships by offering services beyond expectations Core Competencies Managing the entire gamut of Branch Operations with complete accountability of Cash Reconciliation and matters related with checking, signing and issuing of Pay Orders & Demand Drafts; undertaking complete verification of daily cash position and ensuring maintaining cash balances within the Cash Retention Limit of the Branch Undertaking complete verification & authorization of Inward Clearing Cheques; verifying & authorizing Outward Clearing Cheques; ensuring timely regularization of clearing zones and prompt disbursal of credit to customers; sending Outstation cheques on collection and ensuring quick credit through follow up with outstation banks Ensuring the prompt & effective servicing of Priority Banking customers including ensuring Cash / Cheques / DDs / POs and specialized services like RTGS; transferring funds as per customer’s request to Personal Account or 3rd Party Account held in another bank using RTGS Mechanism Building and maintaining relationships with Individual and Corporate clients; resolving customer’s queries with respect to opening, maintenance &closure of their accounts; ensuring customer satisfaction by achieving delivery & service quality norms and resolving their issues. Preparing & presenting daily MIS on critical areas in Branch Banking Transactions for Top Management; checking and signing Miscellaneous/Statutory reports. Also the ability to establish and operate the Centralize Operations with the team smoothly as per the management requirement.

Overview

20
20
years of professional experience
2
2
Certifications

Work History

Sales Manager /Assistant Vice President – Mashreqbank

Muhammad Saqib Hameed
01.2004
  • Received a Gold Star Certificate Award from Mashreq Bank in recognition of contribution to
  • Corporate & Investment Banking Group in 2007/08
  • Received a Certificate of Membership in recognition for outstanding performance during 2007
  • Successfully attained individual targets by selling corporate banking products such as current account, letter of credits, documentary collections, depository and investment products, guarantees, bill discounting, import & export financing, treasury products, cash management and transaction services products
  • Managing all the branches for corporate banking group of Mashreq bank in Dubai as well as handling the portfolio of approximate 5000 non borrowing accounts consisting of large corporates, multinational companies, small & medium business entities in all sectors & HNWI
  • Coordinating with other departments in supervising the daily transaction of portfolio accounts, preparing documentations, periodic forecasts and calls report
  • Controlling TT program, processing and arranging all financial & non financial outward/inward telex and transfer messages in Mosaic System
  • Reviewing daily transactions report, overseeing the occurrence of anti money laundering in accounts including preparation of KYC Forms
  • Proficient in all banking operations i.e
  • Obtaining documents required for opening different type of company’s accounts, transactional services, branch activities, etc
  • Dealing with commercial customers regarding their accounts and for processing their foreign currencies into dirham in liaison with CBG who is responsible for providing approvals
  • Communicating with the Treasury Department with regards to inward & outward remittances enquiries
  • Cross selling retail products i.e
  • POS machines & credit cards to corporate clients
  • Preparing timely monthly and quarterly reports including Pipeline Reports, New Booked Accounts,
  • Exception Report, Branch Activities, etc
  • Organising logs of referral messages transactions i.e
  • No
  • Of messages received late, unprocessed, workflow from branches and total of complaints received from different customers
  • Maintaining a good customer relationship for business expansion by providing a quality and personalised services and ensuring a prompt redressal of their complaints, queries and requests
  • Transaction Banking Services – TBS - Mashreqbank
  • Responsible for handling the account opening transactions for non borrowing customers which include checking the documents required to open an account, establishing & implementing the policies & procedures for opening / closing accounts, verifying reports of accounts receivable maintenance in the system, updating customers signature in the system and arranging necessary issues for updating fax indemnity, trade license expiry, etc
  • Accountable for cheque book issuance and requisition
  • Verifying signatures, arranging its printing
  • Page 4 of 5 after taking approval from the concerned and delivering to the branches
  • Coordinating with Relationship Managers for cheques returned in more than 4 consecutive times
  • Managing the opening, renewing and closing procedures of fixed deposit accounts in cooperation with the Relationship Manager in related renewals and approvals as well as FD related enquiries
  • In charge for fund transfer applications, validating the same, forwarding to the concern staff for posting and directing to the concerned departments
  • Preparing different reports including MIS for management review and approval
  • Quality & Service:
  • Handling all the corporate branches & resolving day to day services issues
  • Monitoring the activities of all the internal branch officers in their daily branch tasks
  • Keeping a continuous in touch with the all branch officers directly through phone and email for their daily hurdles
  • Guiding all the branch officers for all the doubts & ambiguities in their daily branch transactions
  • Providing a thorough complaints management to all the branches by resolving the customers’ complaints
  • Taking weekly meetings with all the branch officers at one place to discuss their branch problems, issues & their performance towards their targets
  • Retaining & Closing the low value accounts after discussing with the all internal branch officers
  • Guiding all the branch officers to close the compliance issues by having meeting with the clients ____________________________Muhammad Saqib Hameed__________
  • Branch Operations:
  • Besides monitoring all the corporate branches handling Khor Dubai branch alone as a BDO
  • In addition to handling the TBS clients, providing services to all the CIBG accounts & their RMs
  • Sending the signatures verification issues for the Cheques & funds transfer forms to particular
  • RMs to TBS & other CIBG accounts
  • Processing the customers’ requests letters for the whole CIBG accounts through the particular department by involving the concerned RMs
  • Forwarding the balance confirmation & audit reports to CCAM department for whole CIBG accounts
  • Providing the rates to clients by involving treasury department to process the foreign exchange deals & then monitoring with CPS to make sure deal is done
  • Resolving the compliance issues for the TBS accounts not only for Khor Dubai but also guiding all the branch officers as how to complete these issues
  • Receiving customer requests for the police reports & then retrieving the particular account opening forms & forwarding it to legal department to do the needful
  • Supporting the high net worth clients to save their time & execute their transactions quickly in the branch
  • For any transactional issues inquired by branch supervisor forwarding it to particular RMs
  • Updating the expired trade licenses for the TBS accounts
  • Updating the expired KYC for TBS accounts
  • Core Banking Project:
  • Involved in the implementation of Flex cube core banking application project
  • The role involved defining parameters testing of modules and validation of migrated data pertaining to cooperative & investment banking customer’s accounts

Habib Bank Limited
Dubai
01.2014 - 05.2018

Sales Manager/Assistant Vice President

Mashreqbank, Transaction Banking Services
Dubai
01.1998 - 01.2012
  • Achievements
  • Continuously and consistently augmenting the revenue of Mashreq Bank by 150% through over achieving the assigned targets from the last four years till May 2012
  • Received a Silver Star Certificate Award from Mashreq Bank in recognition for the valuable thoughts or ideas contributed towards the achievability of banks goals and objectives in year

Education

Bachelor of Commerce - undefined

University of Punjab

Diploma of Commerce - undefined

Punjab Board of Technical Education

Certificate of Commerce - undefined

Punjab Board of Technical Education

Skills

Highlights across Assignmentsundefined

Additional Information

  • Holding UAE Driving License Visa Status: Visit Visa

Certification

Certificate of Job Interview

Timeline

Certificate of Job Interview

03-2021

Certificate of CV preparation

03-2021

Habib Bank Limited
01.2014 - 05.2018

Sales Manager /Assistant Vice President – Mashreqbank

Muhammad Saqib Hameed
01.2004

Sales Manager/Assistant Vice President

Mashreqbank, Transaction Banking Services
01.1998 - 01.2012

Bachelor of Commerce - undefined

University of Punjab

Diploma of Commerce - undefined

Punjab Board of Technical Education

Certificate of Commerce - undefined

Punjab Board of Technical Education
Muhammad Saqib Hameed