Summary
Overview
Work History
Education
Skills
Assignments
Personal Information
Languages
Timeline
Generic
MUHAMMAD USMAN SHAFI

MUHAMMAD USMAN SHAFI

Lahore,Pakistan

Summary

Well-qualified and result-oriented Banking Professional with over 18 years of successful experience in position of increasing responsibility and duties. Top performer with track record of consistently meeting and exceeding operational goals/controls and customer expectations. Team player with polished communication skills, verbal, written, interpersonal, presentation and report writing.

Overview

17
17
years of professional experience

Work History

REGIONAL DIGITAL MANAGER

UNITED BANK LIMITED PAKISTAN
Lahore, Pakistan
12.2024 - Current
  • Looking after a three regions for the productivity of tablets in the branches for account opening, Customer DCP Portals, POS Machine deployments and productivity

Branch Banking Operations

United Bank Limited
Lahore
01.2008 - Current

DISTRIT OPERATION MANAGER

UNITED BANK LIMITED PAKISTAN
Baghbahan Pura, Pakistan
01.2017 - 12.2024
  • Looking after a district covers 14 branches (8 Ameen Window Branches) which primarily mapped, Lahore west Canal and Main GT road from Railway Satiation to Wagha Town vicinities
  • Where I am profoundly involved for the Operational Excellence and implementation of Bank SOPs and SBP regulations
  • Customer Services Excellence by providing exceptional services, through a dedicated team of 145 branch banking professionals
  • Need base staff trainings on operational controls, Implementation of SOPs to avoid any untoward situation and mitigate the risk of any kind of fraud and forgery
  • We as operation team, also participate in business growth to ensure the synergy element for best bank growth through increase in volume based NTBs and SA to CA Conversions
  • Master Trainer: I am a master trainer for Operational Controls, Cash Management, and Account Operations nominated to train all fresh hiring's Pan Pakistan
  • NIBAF Certified: I have keen interest in Islamic Banking and successfully managing 8 Islamic Windows through my district network
  • Network Planning/ Branch expansion & Renovations
  • Successfully opened UET branch in year 2023
  • Successfully modified 6 branches with minor and major renovations works

Education

Master - Commerce

Virtual University of Pakistan
01.2024

Bachelor - Commerce

Punjab College of Commerce
01.2000

D.B.A - Business Administration

Punjab Board of Technical Education
01.1997

MATRICULATION - Science

Board of Intermediate & Secondary Education
01.1995

Skills

  • Operational Controls
  • Business Growth
  • Growth in NTBs
  • Staff Grooming
  • Trainings
  • Renovation Work
  • Implementation of SOPs
  • SBP Regulations
  • Handling of SBP Audit
  • Handling of Central Audit
  • Complaint Less Banking
  • Implementation of Security Policies
  • Handling of CPC
  • Time Management
  • Expense Controls Management
  • Prevention from Fraud
  • Prevention from Forgery
  • Optimizing Staffing
  • Service Level Management

Assignments

  • Responsible for overall control and supervision of all branch activities/ operations, customer services, budget management, compliance, control and people issues.
  • Accept and hold direct reports accountable for maintaining and growing current relationships and business volume.
  • Deployment of adequately skilled staff in line with required capacity plan.
  • Implementation of laid down procedural check at assigned branches as scheduled, identifying, reporting and addressing non-compliance.
  • Conducting regular skill gap analysis for all customer services staff, accurately identifying the evolving training needs and facilitation provisioning of required training.
  • Close working relationship with the District Sales Manager to understand evolving service needs and adjust branch services delivery in a proactive manner.
  • Explore ways and means to establish/refine tactics for conducting regular service level review, branch business data and transaction data with a view to adjust tactics aimed at improving service delivery and promoting use of alternate service channels.
  • Optimizing staffing within the district to meet or exceed service level and continuously improving productivity.
  • Adherence to Bank and State Bank Regulation.
  • Participate and manage district budget associated with service delivery.
  • Implementation of security policies in the branches.
  • Meeting with BOMs to discuss possible improvement in customer services.
  • Accurate, timely and justified performance evaluation of all operation staff.
  • Surprise checking of branches in the light of Bank and SBP regulations and to verify the SOD/EOD Check List.
  • Staff grooming and training on operational controls and implementation of regulatory compliance as defined by Bank and SBP.
  • Timely completion of Major and Minor Renovation works with proper quality standards.
  • Internal Inquiries (Assigned by ERD)

Personal Information

  • ID Number: 35202-2407590-3
  • Date of Birth: 07/08/81

Languages

English, Urdu
First Language

Timeline

REGIONAL DIGITAL MANAGER

UNITED BANK LIMITED PAKISTAN
12.2024 - Current

DISTRIT OPERATION MANAGER

UNITED BANK LIMITED PAKISTAN
01.2017 - 12.2024

Branch Banking Operations

United Bank Limited
01.2008 - Current

Master - Commerce

Virtual University of Pakistan

Bachelor - Commerce

Punjab College of Commerce

D.B.A - Business Administration

Punjab Board of Technical Education

MATRICULATION - Science

Board of Intermediate & Secondary Education
MUHAMMAD USMAN SHAFI