Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Software
Work Availability
Timeline
Hi, I’m

Muhammad Usman

Finance Specialist
LAHORE,Punjab
Muhammad Usman

Summary

Experienced Finance & Accounts Specialitst with over 18 years of experience in the manufacturing and service industries. Forward-thinking team leader skilled at operating departments efficiently to meet goals. successful background matching of employees with roles for maximum performance. Proactive and hardworking individual focused on continuous operational improvement. Offering confidence, team contribution, and decision-making skills.

Overview

18
years of professional experience
13
years of post-secondary education
4
Certifications
2
Languages

Work History

University of Management & Technology (UMT)
LAHORE, Punjab

Manager Finance & Treasury
09.2014 - Current

Job overview

  • Financial planning, manage cash flows to ensure the liquidity and forecasting the future financing requirements.
  • Analyzed financial statements against forecasts to prepare high-level variance analysis.
  • Developed corporate investment strategies to drive growth and security.
  • Prepare feasibilities to evaluate projects and recommending those projects to the Management Team that have the potential to enhance overall value of the corporation.
  • Reviewed accounting and financial documents for accuracy and examined supporting documentation to establish conformance with contracts and agreements.
  • Prepared corporate fiscal and business plans to help strategically direct business operations and strengthen controls.
  • Executed financial due diligence tasks on daily basis to maintain optimal company finances.
  • Analyzed financial data to mitigate risk and increase financial liquidity.

Business Solutions Architects (BSA)
Lahore

Financial Consultant
01.2021 - Current

Job overview

  • Collected data and developed detailed business plans to identify trends and create revenue, profitability and expense forecasts.
  • Performed complex financial and budget analyses to determine requirements and justify requested funding.
  • Developed corporate investment strategies to drive growth and security.
  • Developed and deepened client relationships to cement profitable partnerships.
  • Helped clients make optimal decisions on amounts and timing of capitalization.
  • Orchestrated client-centered financial packages factoring in current market trends.

Shafi Texcel Limited (STL)
Kasur/ Lahore

Assistant Manager Accounts & Finance
01.2007 - 11.2012

Job overview

  • Initiated comprehensive account assessments to check viability, stability and profitability of business operations.
  • Preparation of monthly/ quarterly / annually accurate financial reports to specific deadlines.
  • Pre-feasibility study of different capital-intensive projects either expansions or mutually exclusive projects.
  • Establishing & managing debt facilities, cash management, forecasting and execute daily financing decisions.
  • Interpreting financial information and data.
  • Analyzing actual manufacturing costs comparing standard costs (variance analysis).
  • Production order wise costing of weaving unit & margin report.
  • Maintaining cost accounting System (weaving & yarn dyeing unit).
  • Management reporting i.e., Plant capacity Report, Yield report, Waste yield report and direct & indirect cost analysis.
  • Supervision of filing of income tax returns.
  • Annual statutory audits and compliance with all local statutory requirements.

Highnoon Textiles Limited
Lahore

Accounts & Inventory Officer
06.2005 - 12.2006

Job overview

  • Organized data into multiple spreadsheets to streamline data.
  • Reviewed figures, postings and documents for correct entry, completeness and accuracy.
  • Processed payments and documents such as invoices, journal vouchers, employee reimbursements and statements.
  • Used accounting software to prepare weekly and monthly financial reports.

Education

Institute of Chartered Management Accountants,ICMA
Lahore

ACMA (Chartered Management Accountants ) from Cost And Management Accounting
07.2010 - 06.2016

University of Management & Technology
Lahore

MS Finance from Finance
01.2022 - Current

University of Management & Technology
Lahore

MBA from Finance
01.2008 - 01.2010

University of Management & Technology
Lahore

B.Com (IT) from Commerce
07.2003 - 06.2005

Government College of Science
Lahore

Intermediate from General Science
07.2001 - 06.2003

Skills

    Financial & Strategic Planning

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Accomplishments

  • Successfully implemented a cash management system that increased the accuracy and efficiency of cash forecasting, resulting in a reduction of idle cash and improved returns on investments.
  • Established and maintained relationships with key stakeholders, including banks, credit rating agencies, and investors, resulting in increased access to capital and improved borrowing terms.
  • Developed and executed a comprehensive risk management strategy that enabled the organization to minimize exposure to financial risks, including currency fluctuations, interest rate risks, and credit risks.
  • Revamped the accounting system, prepared an IFRS compliant framework for books of accounts, documented SOPs, accounting policies and prepared templates for daily and monthly reporting, including budgets, cash flow position and forecasts, aging based status of receivables and payables.
  • Reduced operating expenses by negotiating favorable terms with vendors and implementing cost-saving initiatives, resulting in significant savings for the company

Certification

Advanced Valuation and Strategy - M&A, Private Equity, and Venture Capital

Software

MS Office 365

Microsoft Dynamics

Oracle GL & FA Module

Microsoft Power BI

Microsoft CRM

Availability
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Timeline

Microsoft Power BI

01-2023

University of Management & Technology

MS Finance from Finance
01.2022 - Current

Financial Consultant

Business Solutions Architects (BSA)
01.2021 - Current

Managerial & Corporate Finance

11-2020

Advanced Valuation and Strategy - M&A, Private Equity, and Venture Capital

07-2020

Capital Market Analysis

05-2016

Manager Finance & Treasury

University of Management & Technology (UMT)
09.2014 - Current

Institute of Chartered Management Accountants,ICMA

ACMA (Chartered Management Accountants ) from Cost And Management Accounting
07.2010 - 06.2016

University of Management & Technology

MBA from Finance
01.2008 - 01.2010

Assistant Manager Accounts & Finance

Shafi Texcel Limited (STL)
01.2007 - 11.2012

Accounts & Inventory Officer

Highnoon Textiles Limited
06.2005 - 12.2006

University of Management & Technology

B.Com (IT) from Commerce
07.2003 - 06.2005

Government College of Science

Intermediate from General Science
07.2001 - 06.2003
Muhammad UsmanFinance Specialist