SAP B1
Work Type
Full TimePart TimeContract WorkGig WorkConsultingVolunteerSeasonal WorkLocation Preference
RemoteHybridOn-SiteLocation: Lahore, PB, PK
Open to relocation: Yes
Muhammad Umar Ahmad
Finance & Accounting Professional
Lahore,PB
Work Preference
Summary
CA Finalist (ICAP) with 3.5 years leading statutory audits, risk-based internal audits and outsourced finance engagements at Crowe Hussain Chaudhury & Co., spanning multinational, banking, agri-processing, manufacturing, IT and not-for-profit clients. Has also run off-site finance operations for a UAE-based construction group reporting directly to its CFO, covering bank, intercompany and supplier reconciliations, vendor payments, bookkeeping, quarterly VAT and management reporting in SAP Business One, Power BI and advanced Excel. Delivers statutory audits, risk-based internal audits, forensic audits and control assessments across manufacturing, agri-processing, banking, NGO and services clients. Also brings cloud accounting depth through QuickBooks Online and Xero certifications, applied in managing the accounts of a Shopify-based e-commerce business end to end. Positioned to give statutory, internal and risk-based audits scaled to the size and complexity of the entity, from owner-managed businesses to multi-branch and multinational organizations, alongside Finance Manager, Financial Controller and fractional CFO-office support, with reliable books, reconciled balances, clear reporting, stronger controls and tax compliance.
Overview
3
3
Languages
5
5
Certifications
4
4
years of professional experience
Work History
Senior Risk Audit Associate
Crowe Hussain Chaudhury & Co.
04.2026 - 10.2026
- Risk advisory, internal controls and management-level reporting for Fayyaz Group of Companies (cotton ginning, edible oil)
- Planned and led risk-based internal audits across group, assessing financial, operational, and process risks to enhance compliance and operational integrity.
- Led special review of cotton procurement at Fayyaz Cotton (Pvt.) Ltd. for 2025–26 ginning season, analyzing weightment, moisture and process-loss risk, yield, and sales of cotton bales, by-products, and waste to inform procurement strategies.
- Led a production yield and loss analysis from inception to October 2026, benchmarked against the industry average to inform management.
- Led FY2026 financial statements engagement for Fayyaz Ghee and Oil Mills (Pvt.) Ltd., ensuring accuracy and compliance with regulatory standards.
- Chartered Accountants
Audit Associate
Crowe Hussain Chaudhury & Co Chartered Accountants
06.2025 - 03.2026
- Statutory Audits, controls and compliance across eight clients
- Bureau Veritas Consumer Products (Pvt.) Ltd. (multinational services): Led annual financial statements engagement, executed Ijarah car financing, inventory, taxation, and related-party transactions, while supervising junior staff.
- Zarai Taraqiati Bank Ltd. (banking): Reviewed 14 branches in the Bahawalpur region, covering advances, deposits, branch income and expenses, cash and ATM balances against SBP conduct requirements and internal SOPs.
- NRSP Agriculture Processing Company Ltd. (rice processing and export): Supported financial reporting, conducted cost-of-production analysis, reviewed expenses, and ensured cash and banking controls and withholding-tax compliance.
- Reviewed restricted and unrestricted funds, donations, payroll, investments, fixed assets, fee income, and taxation in not-for-profit and education organizations.
- Broadpeak Technologies (Pvt.) Ltd. (IT services): Reviewed export remittance revenue, payroll, operating expenses and taxation.
- Executed audit procedures across financial statement areas, ensuring compliance with applicable standards.
- Reviewed ledger balances, supporting schedules, and source documents for accuracy and completeness.
- Prepared audit workpapers with clear documentation and consistent cross-referencing for review.
- Prepared working papers, reports and supporting documentation for audit findings.
- Identified control gaps in processes, procedures and systems through in-depth research and assessment and suggested methods for improvement.
- Conducted risk assessments and developed tailored audit plans to address identified risks.
- Maintained organized audit files and tracked outstanding items through completion.
- Prepared comprehensive audit reports, detailing findings and presenting recommendations for improvement.
- Identified various risks and errors to propose corrective action to decision makers.
Financial Advisory Associate
Hussain Chaudhury Consulting HCC
12.2022 - 05.2025
- Outsourced finance, online accounting, forensic and control assignments
- International Finance Operations (UAE) | ATGC Transport and General Contracting LLC & Malaih Investment and Projects Development LLC: Managed off-site finance operations reporting directly to the CFO. Ran bank, intercompany and supplier reconciliations, processed vendor payments, maintained the books and handled quarterly VAT payments. Produced financial reports in SAP Business One and built analysis and reporting in Power BI and advanced Excel.
- Online Accounting & E-commerce Finance | Lieta Gelato (Pvt.) Ltd.: Recorded online and retail sales through Shopify integrated with QuickBooks Online. Supervised accounting, finance and reporting, and managed vendor and expense payments by cash and cheque.
- Forensic Accounting | Punjab Oil Mills Ltd. and Roomi Fabrics Ltd.: Led investigation into cash and bank discrepancies at Punjab Oil Mills, and assessed internal control weaknesses related to petty cash and inventory management at Roomi Fabrics.
- Inventory & Operational Compliance | Maple Leaf Cement Factory Ltd.: Verified HD Putty and alternative-fuel inventory at multiple locations every month end for accuracy and compliance, and reviewed safety equipment to strengthen workplace safety protocols.
- Reconciliation & Organizational Restructuring | Ocean Paints (Pvt.) Ltd.: Reconciled intercompany cash receipts and payables, analyzed segment balances, and restructured organizational chart to clarify roles and responsibilities across reporting levels.
Education
Chartered Accountancy (CA) - Accounting and Finance
Institute of Chartered Accountants of Pakistan (ICAP)
LahoreSkills
Financial statement auditing
Financial reporting
Audit planning
Control testing
Regulatory compliance
Risk management
Substantive testing
Risk assessment analysis
Internal control evaluation
Revenue recognition
Variance analysis
Microsoft Excel proficiency
IFRS expertise
Annual reports
Audit support
Professional skepticism
Finance
Software
Quickbooks Online QBO
Xero
MS office
Powerpoint
Certification
CA Finalist – ICAP
Interests
Financial Management
Financial Planning & Analysis
International Accounting
Taxation
Financial Markets Analysis
Business Advisory
FinTech & Accounting Technology
SELECTED CLIENT & INDUSTRY EXPOSURE
- Transport, Contracting & Investment (UAE) — ATGC Transport and General Contracting LLC; Malaih Investment and Projects Development LLC
- Agriculture & Food Processing — Fayyaz Group of Companies; NRSP Agriculture Processing Company Ltd.; Punjab Oil Mills Ltd.
- Manufacturing & Construction Materials — Maple Leaf Cement Factory Ltd.; Ocean Paints (Pvt.) Ltd.
- Textile — Roomi Fabrics Ltd.
- Banking & Financial Services — Zarai Taraqiati Bank Ltd.
- E-commerce & Retail — Lieta Gelato (Pvt.) Ltd.
- IT & Technology — Broadpeak Technologies (Pvt.) Ltd.
- Multinational Services — Bureau Veritas Consumer Products (Pvt.) Ltd.
- NGOs, Not-for-Profit & Education — IDEAS; CDPR; Salma Khatoon Foundation; Descon Technical Institute
Financial Markets , Trading Journels , Forex Trading
An active interest in financial markets, including maintaining trading journals to track and review trade performance, and hands-on experience in forex trading. Helps build practical market awareness and disciplined, data-driven decision-making alongside my professional work in finance and audit.
Timeline
Senior Risk Audit Associate
Crowe Hussain Chaudhury & Co.
04.2026 - 10.2026
Audit Associate
Crowe Hussain Chaudhury & Co Chartered Accountants
06.2025 - 03.2026
Financial Advisory Associate
Hussain Chaudhury Consulting HCC
12.2022 - 05.2025
Chartered Accountancy (CA) - Accounting and Finance
Institute of Chartered Accountants of Pakistan (ICAP)