Summary
Overview
Work History
Education
Skills
Certification
References
Timeline
Generic
Muhammad Shahid

Muhammad Shahid

Sr. Officer AML Support
Sargodha

Summary

Highly motivated and results-oriented AML professional with 16+ years of experience in banking sector. Proven ability to identify and mitigate financial crime risks, ensure regulatory compliance and build strong relationships with internal and external stakeholders. Skilled in data analysis KYC/KYT procedures, transaction monitoring, and AML training. Seeking a challenging role to leverage expertise in AML compliance and contribute to strong risk management culture.

Overview

17
17
years of professional experience
4
4
Certifications

Work History

Branch Services Manager

United Bank Limited

Branch Manager

United Bank Limited

Senior Officer AML Support

MCB Bank Limited
1 2020 - Current
  • Supervise the 47 branches, ensuring compliance with regulatory standards, resulting in 0% Regulatory violation Rate for 4 consecutive years
  • Streamlined risk assessment procedures, integrating advanced analytics tools to evaluate high-risk clients, which improved approval accuracy by 15% and bolstered confidence in compliance reporting
  • Collaborated with executive leadership to provide risk advisory services, leading initiatives that enhanced operational compliance across 10+ branches while ensuring alignment with evolving regulatory landscapes
  • Spearheaded the creation of an interactive compliance training module that incorporated real-world case studies; the module engaged over 200 employees, improving adherence rates by 30% within the first quarter
  • Designed and implemented compliance training programs to foster culture of awareness and adherence Drive compliance and risk training initiatives for employees, fostering the culture of awareness and adherence of established policies and procedures
  • Proactively monitor regulatory trends, implemented new compliance policies and coordinated with internal/regulatory inquiries
  • Coordinate and oversee internal compliance and regulatory inquiries, ensuring transparency and cooperation in compliance matters
  • Reviewed external/internal audits, ensured timely remediation, and reported findings to stakeholders
  • Provided regular reports to regional heads on compliance and risk related issues Lead AML Operations, managed daily workflows, queues, and performance metrics resulting 90% decrease in routine exceptions.

Branch Services Manager

MCB Bank Limited
01.2014 - 01.2020
  • Oversaw branch operations, customer services, business development and client relationship management
  • Provided leadership and guidance to staff in account opening, remittances, foreign currency, clearing and general banking Achieved cross-selling targets for banking products and services
  • Ensured adherence to internal and regulatory policies for high audit and compliance standards
  • Implemented clean note policy, maintained optimal cash holding for customer needs and branch profitability.

Retail Banking Officer

United Bank Limited
01.2008 - 01.2014

Education

Master of Business Administration- Finance -

University of Sargodha

Bachelor of Commerce (B.COM) - undefined

University of the Punjab

Skills

Anti-Money Laundering (AML) Compliance

Certification

Globally Certified KYC Specialist (Go-AKS), 2024-01-01

References

References will be furnished, when required.

Timeline

Branch Services Manager

MCB Bank Limited
01.2014 - 01.2020

Retail Banking Officer

United Bank Limited
01.2008 - 01.2014

Branch Services Manager

United Bank Limited

Branch Manager

United Bank Limited

Senior Officer AML Support

MCB Bank Limited
1 2020 - Current

Master of Business Administration- Finance -

University of Sargodha

Bachelor of Commerce (B.COM) - undefined

University of the Punjab

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Muhammad ShahidSr. Officer AML Support