Muhammad Shahid
Sr. Officer AML Support
Sargodha
Summary
Highly motivated and results-oriented AML professional with 16+ years of experience in banking sector. Proven ability to identify and mitigate financial crime risks, ensure regulatory compliance and build strong relationships with internal and external stakeholders. Skilled in data analysis KYC/KYT procedures, transaction monitoring, and AML training. Seeking a challenging role to leverage expertise in AML compliance and contribute to strong risk management culture.
Overview
17
17
years of professional experience
4
4
Certifications
Work History
Branch Services Manager
United Bank Limited
Branch Manager
United Bank Limited
Senior Officer AML Support
MCB Bank Limited
1 2020 - Current
- Supervise the 47 branches, ensuring compliance with regulatory standards, resulting in 0% Regulatory violation Rate for 4 consecutive years
- Streamlined risk assessment procedures, integrating advanced analytics tools to evaluate high-risk clients, which improved approval accuracy by 15% and bolstered confidence in compliance reporting
- Collaborated with executive leadership to provide risk advisory services, leading initiatives that enhanced operational compliance across 10+ branches while ensuring alignment with evolving regulatory landscapes
- Spearheaded the creation of an interactive compliance training module that incorporated real-world case studies; the module engaged over 200 employees, improving adherence rates by 30% within the first quarter
- Designed and implemented compliance training programs to foster culture of awareness and adherence Drive compliance and risk training initiatives for employees, fostering the culture of awareness and adherence of established policies and procedures
- Proactively monitor regulatory trends, implemented new compliance policies and coordinated with internal/regulatory inquiries
- Coordinate and oversee internal compliance and regulatory inquiries, ensuring transparency and cooperation in compliance matters
- Reviewed external/internal audits, ensured timely remediation, and reported findings to stakeholders
- Provided regular reports to regional heads on compliance and risk related issues Lead AML Operations, managed daily workflows, queues, and performance metrics resulting 90% decrease in routine exceptions.
Branch Services Manager
MCB Bank Limited
01.2014 - 01.2020
- Oversaw branch operations, customer services, business development and client relationship management
- Provided leadership and guidance to staff in account opening, remittances, foreign currency, clearing and general banking Achieved cross-selling targets for banking products and services
- Ensured adherence to internal and regulatory policies for high audit and compliance standards
- Implemented clean note policy, maintained optimal cash holding for customer needs and branch profitability.
Retail Banking Officer
United Bank Limited
01.2008 - 01.2014
Education
Master of Business Administration- Finance -
University of Sargodha
Bachelor of Commerce (B.COM) - undefined
University of the Punjab
Skills
Anti-Money Laundering (AML) Compliance
Suspicious Transactions Reporting (STR)
Know Your Customer (KYC)/Know Your Transaction (KYT)
Sanction Screening
Transaction Monitoring
Regulatory Compliance (FATF/OFAC/NACTA/ATA)
Data Analysis (Excel)
Customer Services
Branch Management
Team Leadership
Communication
Training and Development
Certification
Globally Certified KYC Specialist (Go-AKS), 2024-01-01
References
References will be furnished, when required.
Timeline
Branch Services Manager
MCB Bank Limited
01.2014 - 01.2020
Retail Banking Officer
United Bank Limited
01.2008 - 01.2014
Branch Services Manager
United Bank Limited
Branch Manager
United Bank Limited
Senior Officer AML Support
MCB Bank Limited
1 2020 - Current
Master of Business Administration- Finance -
University of Sargodha
Bachelor of Commerce (B.COM) - undefined
University of the Punjab