I am an Executive Director at Usmani & Co. Private Limited and GreensFin Innovations Pvt Ltd, with a strong academic and professional foundation in Islamic finance and jurisprudence. My education includes a Master's in Islamic Law & Jurisprudence from Jamia Darul Uloom Karachi, a 3-year Specialization (Mufti course) in Islamic Jurisprudence from Jamia Darul Uloom Karachi, and an M.S. in Finance with a specialization in Islamic Finance from the Institute of Business Administration (IBA). In addition, I am a Certified Shariah Advisor and Auditor (CSAA) from AAOIFI, further solidifying my credentials in Shariah governance and compliance. At Usmani & Co., I have advised leading financial institutions and fintechs on Shariah structuring, governance, and auditing—contributing to major projects such as the conversion of Easypaisa Digital Bank, and advisory services for Abhi Fintech, Zood Mall, Kistpay, and others. At GreensFin, I focus on designing and launching innovative digital financial products that merge technology with Shariah principles, driving ethical financial inclusion and product innovation. Currently, I also serve as a Shariah Scholar in the Shariah Compliance & Development (SCD) department at Faysal Bank, where I review cases and ensure alignment with Shariah principles. Alongside my corporate roles, I also contribute to academia. As a Professor of Islamic Finance at the Centre for Islamic Economics and as a Lecturer of Arabic Grammar and Islamic Jurisprudence at Jamia Darul Uloom Karachi, I mentor and prepare the next generation of Islamic finance professionals and scholars. In addition, I serve at the Darul Ifta of Jamia Darul Uloom Karachi, where I have issued hundreds of fatawas across a wide spectrum of contemporary issues.
Product Development & Planning