MOHAMMAD OSAMA ABBASI
Flat # D-4/416, Centrum Apartment Blcok-21 F.B.Area Karachi
Summary
Dynamic Assistant Manager with proven expertise in B2B operations at Al Shaheer Corporation Limited, excelling in financial reporting and credit analysis. Adept at enhancing operational efficiency and fostering vendor relationships, I drive results through strategic decision-making and effective team collaboration. Committed to delivering exceptional service and ensuring compliance with industry standards.
Overview
21
21
years of professional experience
Work History
Assistant Manager
Al Shaheer Corporation Limited
08.2014 - Current
- Oversaw B2B operations encompassing client credit approvals, invoicing, and receivables aging.
- Created and managed agreements for corporate credit customers while securing finance approvals.
- Managed MIS reporting, daily sales documentation, and Accounts Manager performance evaluation
- Collaborated with finance teams on supplier and vendor payments as well as client settlements
- Oversaw key accounts, ensured efficient order execution, maintained POS updates, and addressed customer complaints.
- Oversee accounts receivable/payable while identifying overdue balances for prompt action
- Liaise with cross-functional teams (Sales, Operations, and Supply Chain) for smooth transaction flow.
- Ensure compliance with tax regulations, accounting standards, and internal controls.
- Assist in process automation, ERP management, and operational efficiency improvement.
- Led government tender projects (Air Force, Navy) and ensured compliance.
- Supervised key accounts, order execution, POS updates, and customer complaint
handling. - Directed delivery operations including Qurbani Project Mutton Shares.
Officer ATM Operations Unit
United Bank Limited
10.2012 - 02.2014
- Process all Settlement of Debit Card Retract Refunds
- UBL Prepaid Wiz Cards Allocation & De Allocations
Assistant Manager- Secured and Unsecured Loan
United Bank Limited
04.2011 - 09.2012
- Evaluating risk by going through the Physical Individual Consumer Loan proposals, their past and current incomes and repayment capacities as per Delegation of Authority and in accordance with approved Product Program Guidelines and make prudent lending decisions.
- Supervises the staff on completion of loan files from decision aspects
- Having a strong customer focus by coordinating with Sales, Front Desk, Policy and Product Management for resolution of Services and Product related issues in consumer proposals.
- Delegates the work to staff and monitor them on resolution of issues in loan files.
- Identifying deviations in Credit applications to respective delegated authorities for Deviation Approvals through Higher Management.
- Looking after a wide range of Consumer Products Auto Loans, Auto Ijara (Islamic), UBL Ameen Drive (Diminishing Musharika), Credit Cards, Running Finance (Cashline) and Cashplus (corporate)
- Works as backup of Unit Head in his absence
- Ensured satisfactory self-audit and external audit ratings.
- Handling a High Pressure and Sales Target Focused environment.
Officer Net Banking Unit
United Bank Limited
05.2004 - 04.2011
- Fresh Net banking Account opening decisions
- Scrutinize the accounts for approval/decline
- Monitor payments made through net banking for shopping
Sr. Accounts Assistant
Fuji Color Pakistan Lab (Pvt.)
- Maintain Cash Book, Sales Ledger
- General Ledger.
- Control Petty Cash & Receipt.
- Bank Reconciliation
- Prepare Sale Invoices
Education
MBA - Finance
Sind University
Jamshoro, PAKISTANBachelors of Commerce -
GOVT. PREMIER COLLEGE
KARACHI, PAKISTANIntermediate -
GOVT. PREMIER COLLEGE
KARACHI, PAKISTANMatriculation -
ST.JOHN'S SCHOOL
Skills
Financial Reporting & MIS
B2B Operations Management
Credit Analysis & Loan Processing
Vendor & Client Coordination
Accounts receivable and payable account
Invoice processing
Data analysis with Excel
Accomplishments
- Best Performance Award on achieving Business Target in March 2006 of 3000 plus Auto Loans in a Month
- Best Performance Award for the year 2007
- Being a part of training conducted by UBL on Leadership Skills 'Art of Building Team'
- Being a part of training conducted by UBL on Personal Development 'Walk the Talk'
Languages
- English
- Urdu
References
Available Upon Request
Activities And Certificates
- Played Under 14, 16 & 19 for Karachi City Cricket Association (K.C.C.A)
- Played for Sind Sports Board (S.S.B) Cricket Team
- Played for AO Cricket Academy from 2000-2002
Personal Information
- CNIC Number: 42101-1852610-3
- Father's Name: Muhammad Aun-ur-Rasool Abbasi
- Date of Birth: 08/07/76
- Marital Status: Married
- Place of Birth: Karachi
Timeline
Assistant Manager
Al Shaheer Corporation Limited
08.2014 - Current
Officer ATM Operations Unit
United Bank Limited
10.2012 - 02.2014
Assistant Manager- Secured and Unsecured Loan
United Bank Limited
04.2011 - 09.2012
Officer Net Banking Unit
United Bank Limited
05.2004 - 04.2011
Sr. Accounts Assistant
Fuji Color Pakistan Lab (Pvt.)
MBA - Finance
Sind University
Bachelors of Commerce -
GOVT. PREMIER COLLEGE
Intermediate -
GOVT. PREMIER COLLEGE
Matriculation -
ST.JOHN'S SCHOOL
Similar Profiles
Noor ZamanNoor Zaman
Electrical Supervisor at AL SHAHEER ENGINEERING PVT LTDElectrical Supervisor at AL SHAHEER ENGINEERING PVT LTD
Muhammad ShaheerMuhammad Shaheer
Founder & Director at Studio ShaheerFounder & Director at Studio Shaheer
Akash LudduAkash Luddu
Construction Worker at Shaheer RenovationsConstruction Worker at Shaheer Renovations
Muhammad AbbasMuhammad Abbas
Freight Forwarder Assistant, Sea Freight at DSV Global Transport And LogisticsFreight Forwarder Assistant, Sea Freight at DSV Global Transport And Logistics
H.M. Saqlain MushtaqueH.M. Saqlain Mushtaque
Math Teacher at Prime Public SchoolMath Teacher at Prime Public School