Summary
Overview
Work History
Education
Skills
Software
Languages
Certification
Timeline
Hi, I’m

Khalid Yousuf Khan

Central Banker
Karachi
Khalid Yousuf Khan

Summary

Strive to share an effective, positive and constructive impact in organization which helps them to grow with teamwork. Secondly, open for effective interpersonal skills. Ready to grasp the knowledge and apply to solve new challenges and propose solutions so that Organization can attain its zenith.

Overview

11
years of professional experience
3
Certificates

Work History

State Bank of Pakistan
Karachi, Sindh

Senior Officer
10.2024 - Current

Job overview

  • Oversee Financial Reconciliation Processes: Lead the monitoring and analysis of trial balance reports to ensure the accuracy, completeness, and integrity of financial data across all units. Address discrepancies proactively and maintain alignment with the bank’s financial policies.
  • Conduct Financial Trend Analysis: Analyze trends and patterns related to assets, liabilities, revenues, and expenses. Present detailed insights and financial performance reports to senior management to support data-driven decision-making.
  • Account Breakdown Management: Maintain comprehensive records of account breakups and reports, identifying anomalies, or unusual transactions. Recommend improvements to streamline reconciliation processes, and enhance reporting accuracy.
  • Financial Reporting and Compliance: Supervise the preparation and submission of daily, weekly, monthly, and quarterly financial reports. Ensure timely delivery to senior management, and adherence to internal standards and regulatory requirements.
  • Audit and Compliance of Employee Claims: Oversee the verification and audit of medical reimbursement and bill claims. Ensure all claims are processed in accordance with internal policies and regulatory frameworks, mitigating risks of fraud, or error.
  • Operational Monitoring & Compliance: Monitor day-to-day banking operations to ensure alignment with internal guidelines, and external regulatory instructions. Identify gaps in compliance, and implement corrective measures. These actions will reduce the observations by 60%
  • Risk Assessment & Internal Audits: Conduct regular internal audits to identify operational risks and control weaknesses. Provide actionable recommendations for process improvements and risk mitigation strategies which could impact approximately impact 30%.
  • Strategic Project Alignment: Initiate and proposed business improvement projects that align with the bank’s strategic goals and vision which could foster the strategic goals by 70%. Collaborate with relevant stakeholders to ensure effective implementation and value addition to organizational growth.

State Bank of Pakistan Banking Services Corporation

Assistant Director
07.2021 - 10.2024

Job overview

  • Responsible for daily reconcile Government Balances.
  • Prepare and communicate balances to Central and Provincial Government.
  • Prepare and authorize daily settlements of Central and Provincial Governments.
  • Process and audit daily encashment of bank.
  • Process and audit Commission Cases of bank.
  • Process and audit Remuneration case of bank.
  • Prepare and process transfer of funds to district accounts on advice of Provincial Government.
  • Process to transfer fund to Provincial Governments on advice of Central.
  • Respond queries of stakeholders.
  • Consolidate monthly closing balances.
  • Prepare and conduct Business Development Goals

State Bank of Pakistan Banking Services Corporation
Karachi, Sindh

Accounts Officer
07.2017 - 06.2021

Job overview

  • Prepare monthly reconciliation statement of field offices
  • Process outstanding transactions of each field office and communicate to relevant offices and decrease outstanding entries by 60%.
  • Provide ORACLE ERP system related support to offices.
  • Manage to prepare weekly, monthly Financial Statements.
  • Provide assistance in external, government, internal financial audits.
  • Conduct meeting and sessions with Offices to streamline financials of Bank.
  • Conduct automation projects with ISD team for better and effective operations.

United Bank Limited

Payments Officer
10.2015 - 04.2017

Job overview

  • Processing of General Procurement Invoices
  • Processing of Travel Invoices
  • Processing of Generator Maintenance & IT Procurement Invoices
  • Preparing the Capital Commitment
  • Process the Capitalization of Asset
  • Prepare monthly Attendance System
  • Internal Departmental Audit of Vendor Enlistment Project

United Bank Limited

Procurement Officer
10.2015 - 02.2016

Job overview

  • Prepare the Request for the proposal
  • Cost Comparison of Quotations
  • Communication and Coordination with the vendor
  • Maintain the MIS
  • Preparing the Approval Note

Tanvir Muhammad Khan & Co.

Assistant Accountant
01.2015 - 05.2015

Job overview

  • Reconciliation of the accounts
  • Prepare the financial statements
  • Income Tax Return filling
  • Sales Tax return filling

Education

NIBAF
Karachi, Sindh

JAIBP from Banking And Finance
04.2001

University of Karachi
Karachi, SD

Master of Arts from Economics And Finance
07.2017 - 2019.06

University of Karachi
Karachi, SD

Bachelor of Arts from Commerce
07.2012 - 2014.07

Government Islamia Science College
Karachi, SD

Intermediate from Engineering (Pre-Engineering)
07.2010 - 2012.06

Ahad Public School
Karachi, SD

Matriculation from Computer Science
07.2008 - 2010.08

Skills

Software

T-24

Oracle ERP

Microsoft Power BI

Visual Studio

Languages

English
Upper intermediate (B2)
Urdu
Bilingual or Proficient (C2)

Certification

JAIBP

Timeline

JAIBP

08-2025

Islamic Finance

01-2025

Senior Officer

State Bank of Pakistan
10.2024 - Current

Meta Front End Development

09-2024

Assistant Director

State Bank of Pakistan Banking Services Corporation
07.2021 - 10.2024

Accounts Officer

State Bank of Pakistan Banking Services Corporation
07.2017 - 06.2021

University of Karachi

Master of Arts from Economics And Finance
07.2017 - 2019.06

Payments Officer

United Bank Limited
10.2015 - 04.2017

Procurement Officer

United Bank Limited
10.2015 - 02.2016

Assistant Accountant

Tanvir Muhammad Khan & Co.
01.2015 - 05.2015

University of Karachi

Bachelor of Arts from Commerce
07.2012 - 2014.07

Government Islamia Science College

Intermediate from Engineering (Pre-Engineering)
07.2010 - 2012.06

Ahad Public School

Matriculation from Computer Science
07.2008 - 2010.08

NIBAF

JAIBP from Banking And Finance
04.2001
Khalid Yousuf KhanCentral Banker