T-24
Hi, I’m
Khalid Yousuf Khan
Central Banker
Karachi
Summary
Strive to share an effective, positive and constructive impact in organization which helps them to grow with teamwork. Secondly, open for effective interpersonal skills. Ready to grasp the knowledge and apply to solve new challenges and propose solutions so that Organization can attain its zenith.
Overview
11
years of professional experience
3
Certificates
Work History
State Bank of PakistanKarachi, Sindh
Senior Officer
10.2024 - Current
Job overview
- Oversee Financial Reconciliation Processes: Lead the monitoring and analysis of trial balance reports to ensure the accuracy, completeness, and integrity of financial data across all units. Address discrepancies proactively and maintain alignment with the bank’s financial policies.
- Conduct Financial Trend Analysis: Analyze trends and patterns related to assets, liabilities, revenues, and expenses. Present detailed insights and financial performance reports to senior management to support data-driven decision-making.
- Account Breakdown Management: Maintain comprehensive records of account breakups and reports, identifying anomalies, or unusual transactions. Recommend improvements to streamline reconciliation processes, and enhance reporting accuracy.
- Financial Reporting and Compliance: Supervise the preparation and submission of daily, weekly, monthly, and quarterly financial reports. Ensure timely delivery to senior management, and adherence to internal standards and regulatory requirements.
- Audit and Compliance of Employee Claims: Oversee the verification and audit of medical reimbursement and bill claims. Ensure all claims are processed in accordance with internal policies and regulatory frameworks, mitigating risks of fraud, or error.
- Operational Monitoring & Compliance: Monitor day-to-day banking operations to ensure alignment with internal guidelines, and external regulatory instructions. Identify gaps in compliance, and implement corrective measures. These actions will reduce the observations by 60%
- Risk Assessment & Internal Audits: Conduct regular internal audits to identify operational risks and control weaknesses. Provide actionable recommendations for process improvements and risk mitigation strategies which could impact approximately impact 30%.
- Strategic Project Alignment: Initiate and proposed business improvement projects that align with the bank’s strategic goals and vision which could foster the strategic goals by 70%. Collaborate with relevant stakeholders to ensure effective implementation and value addition to organizational growth.
State Bank of Pakistan Banking Services Corporation
Assistant Director
07.2021 - 10.2024
Job overview
- Responsible for daily reconcile Government Balances.
- Prepare and communicate balances to Central and Provincial Government.
- Prepare and authorize daily settlements of Central and Provincial Governments.
- Process and audit daily encashment of bank.
- Process and audit Commission Cases of bank.
- Process and audit Remuneration case of bank.
- Prepare and process transfer of funds to district accounts on advice of Provincial Government.
- Process to transfer fund to Provincial Governments on advice of Central.
- Respond queries of stakeholders.
- Consolidate monthly closing balances.
- Prepare and conduct Business Development Goals
State Bank of Pakistan Banking Services CorporationKarachi, Sindh
Accounts Officer
07.2017 - 06.2021
Job overview
- Prepare monthly reconciliation statement of field offices
- Process outstanding transactions of each field office and communicate to relevant offices and decrease outstanding entries by 60%.
- Provide ORACLE ERP system related support to offices.
- Manage to prepare weekly, monthly Financial Statements.
- Provide assistance in external, government, internal financial audits.
- Conduct meeting and sessions with Offices to streamline financials of Bank.
- Conduct automation projects with ISD team for better and effective operations.
United Bank Limited
Payments Officer
10.2015 - 04.2017
Job overview
- Processing of General Procurement Invoices
- Processing of Travel Invoices
- Processing of Generator Maintenance & IT Procurement Invoices
- Preparing the Capital Commitment
- Process the Capitalization of Asset
- Prepare monthly Attendance System
- Internal Departmental Audit of Vendor Enlistment Project
United Bank Limited
Procurement Officer
10.2015 - 02.2016
Job overview
- Prepare the Request for the proposal
- Cost Comparison of Quotations
- Communication and Coordination with the vendor
- Maintain the MIS
- Preparing the Approval Note
Tanvir Muhammad Khan & Co.
Assistant Accountant
01.2015 - 05.2015
Job overview
- Reconciliation of the accounts
- Prepare the financial statements
- Income Tax Return filling
- Sales Tax return filling
Education
NIBAFKarachi, Sindh
JAIBP from Banking And Finance
04.2001
University of KarachiKarachi, SD
Master of Arts from Economics And Finance
07.2017 - 06.2019
University of KarachiKarachi, SD
Bachelor of Arts from Commerce
07.2012 - 07.2014
Government Islamia Science CollegeKarachi, SD
Intermediate from Engineering (Pre-Engineering)
07.2010 - 06.2012
Ahad Public SchoolKarachi, SD
Matriculation from Computer Science
07.2008 - 08.2010
Skills
Innovation management
Operations management
Documentation and reporting
Reporting management
Troubleshooting and problem resolution
Cross-functional communication
Property storage management
Business performance management
Multitasking Abilities
Time management
Problem-solving
Self motivation
Software
Oracle ERP
Microsoft Power BI
Visual Studio
MySQL
JavaScript
Python
PHP
Excel
Languages
English
Upper intermediate (B2)
Urdu
Bilingual or Proficient (C2)
Sindhi
Elementary (A2)
Punjabi
Elementary (A2)
Certification
JAIBP
Timeline
JAIBP
08-2025
Islamic Finance
01-2025
Senior Officer
State Bank of Pakistan
10.2024 - Current
Meta Front End Development
09-2024
Assistant Director
State Bank of Pakistan Banking Services Corporation
07.2021 - 10.2024
Accounts Officer
State Bank of Pakistan Banking Services Corporation
07.2017 - 06.2021
University of Karachi
Master of Arts from Economics And Finance
07.2017 - 06.2019
Payments Officer
United Bank Limited
10.2015 - 04.2017
Procurement Officer
United Bank Limited
10.2015 - 02.2016
Assistant Accountant
Tanvir Muhammad Khan & Co.
01.2015 - 05.2015
University of Karachi
Bachelor of Arts from Commerce
07.2012 - 07.2014
Government Islamia Science College
Intermediate from Engineering (Pre-Engineering)
07.2010 - 06.2012
Ahad Public School
Matriculation from Computer Science
07.2008 - 08.2010
NIBAF
JAIBP from Banking And Finance
04.2001