House No 40-A, 2/1, 4th Sunset Street DHA Phase II Extension Karachi
Summary
Aspiring to obtain senior executive managerial position within banking sector, utilizing 19 years of dedicated expertise in branch banking, regulatory compliance, training, and personnel administration.
Overview
19
19
years of professional experience
Work History
Area Operations Manager/SVP-I
Bank Alfalah
Shahrah-e-Faisal Area
02.2025 - Current
A prominent area with 13 high-profile branches.
Highest deposit holding area of South region.
Area Operations Manager/SVP-I
Bank Alfalah
Old City I Area
01.2023 - 01.2025
Managing 16 branches and overseeing 100+ staff members.
Improved KSI from bottom to top 3.
Area Operations Manager/VP-II
Bank Alfalah
Clifton Area
12.2019 - 01.2023
Led 12 branches, conducting on-site and off-site reviews.
Assessed compliance with banking policies, regulatory requirements, and internal controls.
Area Operations Manager/SM-II
HBL
Annexe Area
02.2018 - 12.2019
Managed 13 high-risk branches, including Annexe, KMC, City Court, and Kharadar.
Oversaw a deposit base of PKR 20 billion.
Area Operations Manager/Operations Manager
HBL
Korangi Area
05.2014 - 01.2018
Competently managed the dual responsibility of both area and branch operations.
The area is comprised of 15 branches, with a total deposit base of 12 billion.
Achieved consistent B ratings across all branches.
Manager Operations
HBL
Korangi Road Branch
02.2011 - 04.2014
Managed operations of a high-traffic branch with 14,000 accounts, which includes conventional, as well as Islamic, portfolios.
Also met all operational targets and facilitated branch manager(s) in meeting deposit targets.
Junior Supervisor/Credit Officer
HBL
Korangi Road Branch
04.2007 - 01.2011
Took dual responsibility of teller supervision as well as credit officer.
Derived deposits through delivering personalized customer services to HNW clients.
Credit Analyst
HBL
RHQ
03.2006 - 03.2007
Ensured accurate and timely maintenance of critical credit related data required for monitoring of 70 branches at regional level.
Education
SBP – Certified field trainer/FP of NFLP -
01.2023
HBL - LND - Certified master Trainer of AML/CFT
PWC
01.2019
Islamic banking and finance -
CENTER OF ISLAMIC ECONOMICS
08.2006
HBL LND - Probationary officer’s training
03.2006
MBA - HRM
Hamdard University
01.2005
BBA - Business Administration
Hamdard University
01.2002
Skills
Branch operations
Regulatory compliance
Performance management
Risk assessment
Team building
Training and development
Problem-solving
Performance improvements
Accomplishments
BAFL-Certificate of highest Average BT score during 2023
BAFL-Promoted to SVP for exceptional performance during 2022.
BAFL-Certificate of most resilient AOM during COVID
HBL- Ranked 2nd in AOMs category from Karachi region for outstanding performance during 2018
HBL- Promoted to Senior Manager-II for outstanding performance during 2017
HBL- Promoted to Senior Manager-I for outstanding performance during 2014
HBL- Rated “A” in performance rating for 10 years.
HBL- Received Certificate of Excellence for outstanding performance during 2010
MBA position holder
Timeline
Area Operations Manager/SVP-I
Bank Alfalah
02.2025 - Current
Area Operations Manager/SVP-I
Bank Alfalah
01.2023 - 01.2025
Area Operations Manager/VP-II
Bank Alfalah
12.2019 - 01.2023
Area Operations Manager/SM-II
HBL
02.2018 - 12.2019
Area Operations Manager/Operations Manager
HBL
05.2014 - 01.2018
Manager Operations
HBL
02.2011 - 04.2014
Junior Supervisor/Credit Officer
HBL
04.2007 - 01.2011
Credit Analyst
HBL
03.2006 - 03.2007
SBP – Certified field trainer/FP of NFLP -
HBL - LND - Certified master Trainer of AML/CFT
PWC
Islamic banking and finance -
CENTER OF ISLAMIC ECONOMICS
HBL LND - Probationary officer’s training
MBA - HRM
Hamdard University
BBA - Business Administration
Hamdard University
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