Imran Sarwar

Responsible for Corporate & Investment Bank, SME, Agri, Consumer and International portfolios

Set risk policies for the Bank
Ensure adherence to regulatory guidelines
Set underwriting strategy in line with budgets
Ensure regular portfolio reviews to pick up early warning signals
Inculcate risk culture in the organisation
Review of Consumer policies in line with macro environment
Embedding of Operational, Market and IT Risk functions
Embedding of strong monitoring and controls regime across functions
Regular client visits
Participate in Exco, ALCO, Compliance and Audit Committees
Manage a team of 235 globally


Chairman and Member Board of Directors UBL Funds

Member Board of Directors Khusshali Microfinance Bank

Member Board of Directors Pakistan Mortgage Refinance Company

Member Board of Directors UBL Bank Tanzania (Now sold)

Leadership

• Implementation of Group strategy through formulation of local business plan
• Setting medium & long term strategy for the business
• Carrying the brand through representing the bank at various forums
• Balancing of business growth with risk and controls

Business Management

• Driving origination momentum across Wholesale Banking spectrum
• Manage a book of USD 9 bn comprising 350 client relationships across Government Related Entities, Large Corporates and Multinational companies and related P & L

Managing Client Relationships

• Driving and deepening key client relationships
• Ensuring robust and meaningful client contact program

People Management

• Lead a business of 130 people, delivering through teams in 4 locations
  
• Maintaining business focus, morale and uptiering of talent
• Proactive stakeholder management; internal, regulators, media

Governance

• Ensuring robust Operational and Credit Risk controls
• Participation in Country Management, Asset Liability, Country Operational Risk Credit Remediation & Special Asset Management Committees

• Completed integration of Union Bank with SCB
• Repositioned and refocused Pakistan business for growth
• Defined strategy and formulated business plans
  
• Managed a book size of USD 1.9 Bn comprising 150 Corporate and FI clients
• Responsible for Corporatists Bank P & L
• Proactive management of Special Asset book
• Led a team of 55 people in 4 cities, managing and enhancing morale through revamping people policy, up-tiering talent through training and coaching
• Developing and nurturing client relationships at the senior most level officially and socially
• Ensuring market presence

Member Board of Directors & Board Audit Committee SCB Modaraba

Led the Wholesale Banking due diligence exercise for acquisition of Union Bank Pakistan by SCB

• Managing a portfolio of client groups comprising of contracting, multinational corporates, large local groups, government and allied entities
• Formulation of client account plans
• Product cross sell
• Risk and control management
• Managing a team of 35

• Post acquisition integration of SCB/ANZ credit functions
• Implementation and application of credit policies
• Instilling strong credit culture by setting the highest standards
• Ensuring completeness and depth of risk analysis
• Monitoring compliance with credit policy and business strategy
• Participation in Country Management, Asset Liability and Country Risk Committees
• Formulating local credit policy supportive of the local business strategy
• Identification and managing of accounts exhibiting signs of deterioration
• Undertaking portfolio reviews and stress tests
• Regular client visits to keep abreast of local market developments

• 1990-1991 Management Trainee - Pakistan & UK
• 1992-1998 Corporate Banking - Lahore

1994-1995 Short term assignment - Australia

1996-1997 Short term credit project - ME Region

• 1999-2001 Country Marketing Head for SCB Modaraba (Formerly First Grindlays Modaraba)