HUZAIFA JILLANI
Summary
Dynamic and results-driven Relationship Manager with years of experience specializing in business credits and credit risk management. Adept at developing and maintaining strong client relationships, analyzing financial statements, and assessing creditworthiness to ensure sound lending decisions. Proven track record of mitigating risks and enhancing portfolio performance through strategic planning and effective communication. Highly skilled in identifying growth opportunities, providing tailored financial solutions, and delivering exceptional customer service. Committed to driving business success and fostering long-term client partnerships.
Overview
7
7
years of professional experience
1
1
Certification
Work History
Relationship Manager, Credits
Bank Al Habib Ltd.
03.2019 - Current
- Evaluated and processed business loan applications, ensuring thorough analysis of financial statements and creditworthiness
- Developed tailored financial solutions to meet the unique needs of business clients, enhancing their growth and profitability
- Managed a diverse portfolio of business loans, maintaining high standards of service and client satisfaction
- Conducted comprehensive credit risk assessments to identify potential risks and mitigate them effectively
- Monitored and reviewed existing credit facilities to ensure ongoing compliance with risk management policies
- Implemented risk mitigation strategies to minimize potential losses and maintain portfolio quality
- Prepared detailed credit proposals and reports, presenting findings and recommendations to senior management
- Ensured strict adherence to State Bank of Pakistan (SBP) regulations and internal policies of the bank
- Regularly updated knowledge of SBP prudential regulations and guidelines to ensure compliance in all credit-related activities
- Built and maintained strong relationships with business clients, providing exceptional service and support
- Acted as a trusted advisor to clients, offering insights and recommendations to optimize their financial strategies
- Resolved client issues and concerns promptly, ensuring a high level of client satisfaction and loyalty
Management Trainee Officer
Bank Al Habib Ltd.
07.2018 - 02.2019
- Completed comprehensive training programs to develop in-depth understanding of banking operations, products, and services
- Assisted with various banking activities such as account management, loan processing, and transaction monitoring
- Collaborated with cross-functional teams to achieve organizational goals and deliver high-quality banking solutions
Account Executive
Alza Pharmaceutical
10.2017 - 06.2018
- Performed advanced reviews of business operational trends and expected obligations to prepare accurate forecasts
- Managed entire accounting cycle including gathering information, preparing documents, finalizing reports and closing books
- Completed daily cash functions like account tracking, payroll and wage allocations, budgeting, donating and all types of cash and banking reconciliations with highest accuracy
- Created and executed account strategies to present services to key decision makers
- Delivered human resources financial support by certifying and processing payroll, completing deposits, performing pay adjustments and promptly distributing checks.
Education
Bachelor of Science - Public Administration
National University of Sciences And Technology (NUST)
Islamabad, Pakistan06.2017
Skills
- Data Analytics
- Financial Advising
- Business Relationship Management
- Analytical Problem Solving
- Credits
- Excellent Communication
- Risk Management
- Critical Thinking
- Customer Portfolio Management
Certification
- QuickBooks
- Digital Marketing
- Data Analytics and Business Intelligence
- Virtual Assistant
Timeline
Relationship Manager, Credits
Bank Al Habib Ltd.
03.2019 - Current
Management Trainee Officer
Bank Al Habib Ltd.
07.2018 - 02.2019
Account Executive
Alza Pharmaceutical
10.2017 - 06.2018
Bachelor of Science - Public Administration
National University of Sciences And Technology (NUST)
- QuickBooks
- Digital Marketing
- Data Analytics and Business Intelligence
- Virtual Assistant
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