Microsoft office
Hassan Ali Hassan
Banking
Chiniot
Summary
Hardworking Credit Officer well-versed in reviewing financial documents, preparing loan packages and making recommendations based on risk values. Detail-oriented and thorough with excellent judgment and good verbal and written communication strengths. Effective at keeping customer loans in line with bank and legal guidelines through systematic assessments of property values and borrower histories. Dedicated to optimizing bank portfolios by balancing risk with profitability.
Overview
10
10
years of professional experience
8
8
years of post-secondary education
Work History
Credit Officer
Bank of Khyber
chiniot
02.2022 - Current
- Evaluated customer creditworthiness and financial statements to determine credit limits.
- Recommended approval or disapproval of Agriculture , real estate or credit loans. Coordinated with other departments to verify timely and accurate processing of credit card applications and payments.
- Monitored existing customer accounts for continued creditworthiness based on analysis of past performance and current information.
- Generated reporting to aid leadership with information to determine future credit card goals.
- Built strong relationships with customers to increase retention and loyalty.
- Achieved sales goals and service targets by cultivating and securing new customer relationships.
Relationship Manager
Mobilink microfinance bank Ltd
chiniot
10.2017 - 01.2022
- Built and maintained relationships with new and existing clients while providing high level of expertise.
- Achieved goals for sale of bank products and services and exceeded performance metrics for customer service.
Loan Officer
Khushalli Microfinance Bank
Sargodha
06.2016 - 04.2017
- Maintained strict confidentiality of bank records and client information.
- Submitted loan applications to underwriter for verification and recommendations.
Accountant Assistant
Shakarganj food product Pvt .Ltd
chiniot
11.2012 - 11.2013
- Communicated with suppliers to reconcile invoice payments.
- Monitored status of accounts receivable and payable to facilitate prompt processing.
- Answered phone calls regarding financial matters such as payments due.
- Provided clerical support to all accounting professionals in department.
Education
BBA - Banking & Finance
Govt College University Faisalabad
Faisalabad, Pakistan 09.2008 - 09.2012
Associate of Science - Pre Engineering
Chenab College Chiniot
Chiniot, Pakistan 08.2006 - 09.2008
High School Diploma -
Govt High School Chiniot
Chiniot Pakistan 04.2004 - 05.2006
Skills
Sales expertise
Software
Interests
World History
Classical Music
Traveling
Playing Badminton,
Badminton is common game in the world , they have two types,
- Singles (with one player per side )
- Doubles (with two players per side )
Badminton usually played as a casual outdoor activity and its played on rectangular indoor ground. In this game Player,s need two rocket,s and one shuttle, and i am a good player of Badminton.
Timeline
Credit Officer
Bank of Khyber
02.2022 - Current
Relationship Manager
Mobilink microfinance bank Ltd
10.2017 - 01.2022
Loan Officer
Khushalli Microfinance Bank
06.2016 - 04.2017
Accountant Assistant
Shakarganj food product Pvt .Ltd
11.2012 - 11.2013
BBA - Banking & Finance
Govt College University Faisalabad
09.2008 - 09.2012
Associate of Science - Pre Engineering
Chenab College Chiniot
08.2006 - 09.2008
High School Diploma -
Govt High School Chiniot
04.2004 - 05.2006
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