Haroon Jabbar

Habib Bank Limited

10.2019 - Current

Assessed credit risk and analyzed financial statements.
Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
Analyzed credit scores to determine borrowers' creditworthiness.
Attended credit-related training and conferences to stay informed about industry trends and developments.
Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
Ensured compliance with internal policies and regulatory requirements through diligent documentation of all credit decisions.
Gathered loan documentation for underwriting.
Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
Made decisions and recommendations about extending lines of credit.
Reviewed and approved or denied credit applications to keep organization profitable by making informed lending decisions.
Monitored credit accounts routinely to identify and mitigate issues and prevent losses.
Streamlined the loan approval process for faster results by implementing an efficient credit scoring system.
Optimized credit policies to reflect changing market conditions and regulatory requirements, ensuring compliance and competitiveness.
Enhanced loan portfolio quality by conducting detailed credit risk assessments on potential borrowers.