HAMZA AHMAD
Lahore
Summary
Results-driven banking professional specializing in credit analysis, risk assessment, and portfolio management. Skilled in evaluating client creditworthiness, ensuring regulatory compliance, and delivering tailored financial solutions to support business growth.
Overview
4
4
years of professional experience
7
7
years of post-secondary education
Work History
SME Relationship Manager
Bank Al Habib Limited
Lahore , Pakistan
02.2025 - Current
- Cultivated strong relationships with small and medium enterprises to enhance banking services.
- Coordinated communication between clients and internal teams for service delivery.
- Analyzed client needs to tailor banking solutions for business growth.
- Collaborated with marketing teams to promote SME-focused financial programs.
- Drafted proposals outlining the benefits of working with our company for prospective clients.
- Generated leads through various methods such as cold calling, email campaigns, networking events.
- Negotiated terms and conditions of client contracts to ensure mutual satisfaction.
- Developed and executed strategies for customer retention and acquisition.
Account Opening Officer
Bank Al Habib Limited
10.2022 - 02.2025
- Processed customer account applications efficiently and accurately.
- Verified identification documents to ensure compliance with banking regulations.
- Educated customers on digital banking tools and services available at the bank.
- Processed new account openings, including checking for compliance with Anti-Money Laundering rules.
Internee
Bank Al-Falah Limited
08.2021 - 09.2021
- Corporate Credit and risk analysis
Education
BBA - Finance
Institute of business administration (IBA), University of the Punjab
Lahore, Pakistan 11.2018 - 08.2022
I.Com - Accounting, Banking, Economics
Punjab group of colleges
Lahore, Pakistan 09.2016 - 05.2018
Matric (science) - Biology
The Knowledge school system
Lahore, Pakistan 03.2014 - 03.2016
Skills
- Financial Analysis
- Risk Monitoring
- Microsoft Office
- Communication
- Relationship management
- Proposal drafting
- Customer retention strategies
- Lead generation
- Customer service
- Adaptive learning
- Credit assessment
- Portfolio management
- Financial services
Personal Information
Date of Birth: 09 April 2001
Distinctions
- Associated chartered Banker, Chartered Banker Institute, UK
- Completed JAIBP of Institute of Bankers Pakistan, all three stages in first attempt
- Studied on 100% scholarship throughout Intermediate in PGC.
Languages
Urdu
First Language
English
Proficient
C2
Punjabi
Proficient
C2
Arabic
Beginner
A1
Timeline
SME Relationship Manager
Bank Al Habib Limited
02.2025 - Current
Account Opening Officer
Bank Al Habib Limited
10.2022 - 02.2025
Internee
Bank Al-Falah Limited
08.2021 - 09.2021
BBA - Finance
Institute of business administration (IBA), University of the Punjab
11.2018 - 08.2022
I.Com - Accounting, Banking, Economics
Punjab group of colleges
09.2016 - 05.2018
Matric (science) - Biology
The Knowledge school system
03.2014 - 03.2016