ZILL MUHAMMAD
Lahore, Parkview, Lahore.
Summary
- I have started my banking career since February 2006 from SME Bank Limited, as Trainee Credit Officer. I had worked in SME Bank Ltd for six years. In January 2012 I had joined BankIslami Pakistan Limited as Customer Relationship Manager to handle Corporate and SME portfolio. I have been promoted as Senior Relationship Manager. In September 30, 2022 I have joined MCB Islamic Bank Limited as Senior Relationship Manager and still working here as AVP and looking after SME Financing and Trade Portfolio. Personal Profile
- Advocacy and Negotiation abilities while maintaining positive working relationship
- People oriented and situation sensitive in order to influence & motivate subordinates to work towards assigned goals through mutual supportive relation
- Ability to plan, communicate and direct the team towards organizational goals
- Use quantitative information in analysis particular issues or problems to generate possible solution
Overview
18
18
years of professional experience
1
1
Certification
Work History
Senior Relationship Manager
MCB Islamic Bank Limited
09.2022 - Current
- Managing assigned Credit Portfolio
- Submission of Credit Proposals for Fresh & Renewal cases for approval to Competent Authority
- Ensure completion of Pre/Post approval formalities
- Promotion & Marketing of New Business Opportunities
- Initial Meeting with client to collect necessary information about his/her business activities and explain all terms, conditions and procedure of loan
- Project Site Visits to analyze all business activities & profile of the organization
- Meetings with business owners to check his/her skills, abilities, & experience related to business
- Prescreening & Credit Risk Evaluation/ Security & Collateral Documentation
- Financial Analysis
- Responsible for credit portfolio management
- Preparation of Credit Proposals & Financial Projections for Credit Committee
- Processing of all Financing Facilities like LC, Working Capital & Assets Leasing.
Customer Relationship Manager
Circular, Badami Bagh & Azam Cloth Market Branch
Lahore
- 01.2012
SME Bank Ltd
01.2006 - 01.2012
- Trainings & Workshop
- Principles of SME Lending
- Bankakademie International
- Loan & Charge Documents
Senior Relationship Manager
BankIslami Pakistan Limited
Lahore
05.2018 - 1 1
- Managing assigned Credit Portfolio
- Submission of Credit Proposals for Fresh & Renewal cases for approval to Competent Authority
- Ensure completion of Pre/Post approval formalities
- Promotion & Marketing of New Business Opportunities
- Initial Meeting with client to collect necessary information about his/her business activities and explain all terms, conditions and procedure of loan
- Project Site Visits to analyze all business activities & profile of the organization
- Meetings with business owners to check his/her skills, abilities, & experience related to business
- Prescreening & Credit Risk Evaluation/ Security & Collateral Documentation
- Financial Analysis
- Responsible for credit portfolio management
- Preparation of Credit Proposals & Financial Projections for Credit Committee
- Processing of all Financing Facilities like LC, Working Capital & Assets Leasing.
Bankers Development Institute
- Building SME Banking
- NIBAF
Education
MS - Quality Management
Institute of Total Quality & Technology
MBA - Insurance & Risk Management
University of the Punjab
Master - Information & Operational Management
Hailey College of Banking & Finance
University of the Punjab, Research Center
Bachelor - Commerce
University of the Punjab
an extremely professional SME lending training - undefined
University of the Punjab
Skills
- Other Skills
- Public Relations
- Strong Interpersonal Skills
- Good Analytical Skills
- Customer Complaints
- Crisis Management
- Office Administration
Certification
Muhammad Mumtaz
CNIC: 38402-1591797-3
Nationality: Pakistani
Domicile: Sargodha-Punjab
Material Status: Married
Timeline
Senior Relationship Manager
MCB Islamic Bank Limited
09.2022 - Current
Senior Relationship Manager
BankIslami Pakistan Limited
05.2018 - 1 1
SME Bank Ltd
01.2006 - 01.2012
Customer Relationship Manager
Circular, Badami Bagh & Azam Cloth Market Branch
- 01.2012
Bankers Development Institute
MS - Quality Management
Institute of Total Quality & Technology
MBA - Insurance & Risk Management
University of the Punjab
Master - Information & Operational Management
Hailey College of Banking & Finance
University of the Punjab, Research Center
Bachelor - Commerce
University of the Punjab
an extremely professional SME lending training - undefined
University of the Punjab
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