AZEEM UDDIN HASHIM
Insurance Underwriter and Claim Adjuster
Karachi
Summary
Encouraging manager and analytical problem-solver with talents for team building, leading and motivating, as well as excellent customer relations aptitude and relationship-building skills. Proficient in using independent decision-making skills and sound judgment to positively impact company success. Dedicated to applying training, monitoring and morale-building abilities to enhance employee engagement and boost performance.
Overview
28
28
years of professional experience
3
3
Certifications
Work History
Assistant Vice President, Insurance Underwriting and Claims Department
Jubilee General Insurance Company Limited
2 2007 - Current
- To deal Insurance Underwriting and Claims matter
- Physical Risk Inspection of various industries, shops, and Motor Vehicles of pre-insurance proposal
- Collect information about previous losses if any and provide advice on how to reduce risk, making recommendation about required improvements, collecting photographs as evidence and conduct risk assessment
- Write inspection reports and make recommendations to the clients
- (Monthly 10 physical inspections for fresh insurance proposal and renewals) Evaluate new and renewal applications to determine insurance risks, insurance premiums, extent of insurance coverage, adjust premiums, coverage, or risk itself to make acceptance of new and renewal applicants possible and writing policies
- (Monthly 20 new and 30 renewal proposal for insurance) Provide underwriting advice and answer inquiries from clients and from insurance agents, consultants, and other company personnel
- Examine claims form and other records to determine insurance coverage and interviewing witnesses and claimants to obtain details required to assess the validity of claims and identify the parties responsible for accidents, damage, and loss, and preparing statements and reports
- Investigate circumstances surrounding insurance claims to determine validity of claim
- (In Motor vehicle, Claims of 35-40 per month and 4 to 6 Marine Claims per months, 2 to 3 fire claims per months and 10-12 Misc
- Claims per month, Liability and Travel Care claims) Assessing extent of physical damage/loss or quantum of loss
- Provide Advice to claimants about procedures/progress and collecting all relevant documents and evidence about loss or damage of insured property
- Negotiate settlement of claims/minimize the cost of claims to an insurance company and ensure claims are valid and settlements are made according to company practices and procedures.
Officer in Underwriting and Claims Department
Adamjee Insurance Company Limited
04.1996 - 01.2007
- To Deal Insurance Underwriting and claims matter and studying various insurance proposals, gathering, and assessing background information
- Evaluate new and renewal applications to determine insurance risks, insurance premiums, extent of insurance coverage or risk itself to make acceptance of new and renewal applicant possible and writing policies (Estimated 35 new and 50 renewal proposal for insurance)
- Physical inspection of various industries, shops, and Motor Vehicles of pre-insurance proposal, evaluating and adequacy of security, fire and related systems, collecting information about previous losses, collecting photographs, preparing reports and recommending action to reduce risks, compiling data which influence the determination of premium rates and focus on insurance cover for properties and industrial sites
- Review and examine claims form and other records to determine insurance coverage and interviewing witnesses and claimants to obtain details required to assess the validity of claims and identify the parties responsible for accidents, damage, and loss, and preparing statements and reports
- Estimating business losses resulting from fire, theft and other business disruptions and providing advice to claimants about procedures/progress and inspecting claim scenes
- Investigate circumstances surrounding insurance claims to determine validity of claim (10-14 fire claims per month, 20-24 Miscellaneous claims per month and in Motor 35-40 claims per month, Travel Care and Liability Claims)
- Assessing extent of physical damage/loss or quantum of loss
- Negotiate settlement of claims payments and minimize the cost of claims and ensure claims are valid and settlements are made according to company practices and procedures.
Education
MBA (Finance) -
Preston University, Karachi
PGD in Business Administration - undefined
Hamdard University, Karachi
B. Com - undefined
University of Karachi, Karachi
Skills
Customer Service and Effective relationship building
Certification
Cost Accounting, 2.45/4.00, Hamdard University, 08/01/98, 12/01/98
Professionaldevelopmenttrainings
- 1 YEAR Training on Insurance Under Writing, Insurance Risk Survey, Insurance Products, Insurance Deals, Claims Handling & Procedure (Level I, Level II and Level III) duration of 4 months for each level by New Jubilee Insurance Company Limited, 02/01/08, 04/01/08
- 1 YEAR Training on Insurance Under Writing, Insurance Risk Survey, Insurance Products, Insurance Deals, Claims Handling & Procedure (Level I, Level II and Level III) duration of 4 months for each level by New Jubilee Insurance Company Limited, 07/01/08, 11/01/08
- 1 YEAR Training on Insurance Under Writing, Insurance Risk Survey, Insurance Products, Insurance Deals, Claims Handling & Procedure (Level I, Level II and Level III) duration of 4 months for each level by New Jubilee Insurance Company Limited, 03/01/09, 05/01/09
- Time to Team Up by Winning Edge, 12/01/05, 12/01/05
- Professional Courses Operational Management (P17), Business and Economics (530), Finance and Accounting (940), Marketing (945) All these courses were successfully completed from “The Chartered Insurance Institute, London”.
Personal Information
Date of Birth: 09/28/73
References
Will be furnished upon request.
Timeline
Officer in Underwriting and Claims Department
Adamjee Insurance Company Limited
04.1996 - 01.2007
Assistant Vice President, Insurance Underwriting and Claims Department
Jubilee General Insurance Company Limited
2 2007 - Current
MBA (Finance) -
Preston University, Karachi
PGD in Business Administration - undefined
Hamdard University, Karachi
B. Com - undefined
University of Karachi, Karachi
Cost Accounting, 2.45/4.00, Hamdard University, 08/01/98, 12/01/98
Human Resource Management, 2.82/4.00, Hamdard University, 02/01/99, 06/01/99
Business Software Applications, 3.87/4.00, Hamdard University, 05/01/11, 07/01/11
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