ASAD QADIR
Underwriting And Credit Risk Specialist - Consumer Banking
Flat 210, Garnet Centre , Block 8, Clifton, Karachi
Summary
Dedicated Credit Analyst with a background in reviewing credit bureau reports and communicating with commercial clients. Knowledgeable in credit approvals and limits. Offering a successful career history comprising more than 14 years. To seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
14
14
years of professional experience
7
7
years of post-secondary education
2
2
Languages
Work History
Senior Credit Risk Analyst
HBL Bank
KARACHI
08.2015 - Current
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit. Conducted financial review of customer lines of credit and initiating credit application reviews. Complied with internal controls and government regulations. Conducted presentations to upper management for loan recommendations. Manage a team of 10-15 Credit Processors and Analysts.
Reconciliation Manager
NIB Bank
KARACHI
09.2013 - 08.2015
- Reconciliation & rectification of all retail loans sundries/GL and customer account. Follow up on the queries with respective branches till the rectification. Highlighting reports to senior management for their review and necessary action.Complied with established internal controls and policies.
Credit Risk Analyst
HBL Bank
KARACHI
08.2008 - 09.2013
- Reviewed and verified income, credit reports and employment histories for each borrower. Recommended approval or disapproval of commercial, real estate or credit loans. Adhered to banking standards and government lending guidelines for loan services.
Education
MBA - Finance/Supply Chain
Iqra University
Karachi 04.2008 - 08.2012
Bachelor of Science - Business Management Emphasis International Business
Skyline College
Sharjah 01.1999 - 01.2002
Skills
Credit risk
Timeline
Senior Credit Risk Analyst
HBL Bank
08.2015 - Current
Reconciliation Manager
NIB Bank
09.2013 - 08.2015
Credit Risk Analyst
HBL Bank
08.2008 - 09.2013
MBA - Finance/Supply Chain
Iqra University
04.2008 - 08.2012
Bachelor of Science - Business Management Emphasis International Business
Skyline College
01.1999 - 01.2002
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