AHMAD RAZA
Senior Manager Internal Auditor
Summary
A highly skilled postgraduate in Accounting and Finance with ACCA certification, now seeking a challenging role to demonstrate the skills and experiences gained within field. Dedicated and determined, with a passion for professional growth. Efficiently and effectively provides positive solutions to complex problems.
Overview
14
14
years of professional experience
1
1
Certification
2
2
Languages
Work History
Senior Manager Branchless Banking (BB) - Audit
HBL Bank
01.2024 - Current
- Develop Audit plan, define scope of audit for conducting risk-based BB-Audit assignments. Perform control testing, design testing, conduct walk throughs, engaged in various discussion with auditee/stakeholders, develop audit reports and maintain a close liaison with stakeholder(s).
- Undertaking internal audits to ensure that audited entity meets its financial, operational and compliance objectives.
- Reporting on control deficiencies to management and making recommendations/suggest appropriate action plan to mitigate risk and add value.
- Challenging current processes across the BB function and identify opportunities for refinement.
- Engaging remediation of identified issues through follow-up.
- Playing an active role in the maintenance and review of policies and procedures, including ensuring they are up to date with all legislation and best practices.
- Communicating with a variety of stakeholders across the function.
- Assisting Head BB-Audit in performing periodic audit assessment of approved audit Plan, enabling holistic coverage of internal audit activities, including continuous audit / monitoring activities, and assurance and consulting engagements/ activities.
Senior Manager Quality Assurance Internal Audit
Habib Bank Limited
06.2022 - 12.2023
- To assist Head QA in evaluating the performance of Internal Audit Function, including ensuring quality of deliverables, efficient and effective risk-based coverage of audit universe, and identifying opportunity for improvement in audit methodology based on industry and professional wide global best practice
- Conduct internal audit assignments reviews including APM, PRCM, Working Papers, testing sheets, Audit Reports and Identify opportunities for improvement based on reviews conducted for improving performance of internal audit and suggesting values adding initiatives / take initiatives for quality improvement program with in internal audit
- Having visibility of overall work performed by various Internal Audit divisions, identifying possible blind spots in audit coverage and identifying unique opportunities to collaborate between division, thus ensuring efficient and effective risk coverage of the audit universe
- Initiate various task in department i.e., established state of internal control, monitor and escalation of Audit Open Issues, develop and review new audit work program on regular frequency and present to Head QA for review and taking decisions accordingly
- Assisting Head QA in performing periodic reassessment of QA plan, external quality assurance program, enabling holistic coverage of internal audit activities, including continuous Audit / monitoring activities, and assurance and consulting engagements/ activities
- Develop quality assurance assessment plan for conducting quality assurance reviews
- Perform quality assurance assessment, development quality assurance report and maintain a close liaison with stakeholder(s)
- Act as a center point of contact for methodology related guidance and clarification, including providing necessary trainings as required
- Keep abreast with latest happening / best practices with in internal audit function and acting as a change agent to implement these within the functions with due concentration
- Motivate Team, provide timely feedback / input and guidance to team, maintain cordial working relationships and coaching Junior staff.
Group Internal Audit Manager
Standard Chartered Bank
08.2021 - 06.2022
- Corporate: Governance Compliance: Risk Assessment Development of Internal Control To Act as a Team Member on assigned audit work involving [insert risk type covered by team/geography] across the group
- To Act as a team leader and take responsibilities for overseeing the planning and execution of the audit, maintaining the audit budget, including drafting of audit issues and the audit report
- To Ensure that assigned audit work is executed in an efficient and effective manner, within the given budget and timelines, and in accordance with GIA methodology and standards
- To clearly explain the risks and impact of issues identified during testing to GIA and business management
- To individual may support in department wide exercises such as annual planning, risk assessment and training
- To actively manage relationship with senior auditee management and stakeholders
- To support GIA audit team by providing product/country knowledge and expertise for their audits relating to the individual area of expertise
- To attend and present at formal committees and group meetings on behalf of HOAs and SAMs, as required e.g., Governance committees and country Non-Financial Risk committees
- Issue validation: Ensured that all audit issues and action plans agreed during audit field work is tracked through till completion in accordance with methodology requirements.
Business Risk Manager (BRM)
Standard Chartered Bank
9 2016 - 9 2021
- Ensure that all material Branch operational as well as national sales and lending risks are identified, assessed, mitigated, monitored, and ensure all practical efforts are taken to ensure a satisfactory (impeccable) auditable environment in the country, at all times.
- Effectively manage the CST; KCIs performance in the region, Fraud investigations; along with peer reviews. This can, potentially, involve travel to other markets (typically within the region), in order to conduct reviews and share best practices.
- Raise Awareness of staff across all segments on business controls, governance, and supervision, and ensure an appropriate culture amongst all staff in this regard.
- Be the go-to person for the business for all operational risk related incidents/queries/events that arise.
- Identify Non-Standard processes and ensure appropriate control mechanisms are implemented and/or approved.
- Coordinate with stakeholders in the country / countries, across the region and the group, and with other Operational Risk Managers and Business Managers, in order to share key learnings and best practice.
- Challenge processes, procedures, and policy where there is a more effective way to do things.
- Escalate issues, blockages, challenges and trends to the Regional Business Head, Product Managers, Segment Heads when required.
- Monitor the effective communication and implementation of regulatory changes.
Internal Auditor
Teim Chartered Accountants, Tax & Business Advisors
04.2013 - 01.2016
- Ensures audit conclusions are based on a complete understanding of the process, circumstances, and risk
- Develops audit programs and testing procedures relevant to risk and test objectives
- Obtains and reviews evidence ensuring audit conclusions are well-documented Investigating fraud
- Evaluation of financial records
- Establish risk-based audit programs
- Review the suitability of internal controls
- Always ensures adherence to all applicable department and professional standards
- Communicates assigned tasks to engagement team in a manner that is clear and concise ensuring high quality, accurate, and efficient results, performing risk assessments on key business activities
- Conduct audit testing of special areas, structures, or departments
- Preparing reports documenting findings and making recommendations Conducting presentations on findings to management
- Determine compliance with policies and procedures
- Verbally communicate findings to senior management and draft comprehensive and complete report of audit area.
Assistant Accountant
St Albans College
09.2010 - 12.2012
- Responsible for processing all invoices, expense forms and requests for payments Maintenance and reconciliation of Direct Debit mandates
- Efficiently and effectively dealt with daily transactions for petty cash and ensured all reconciliations were completed on a weekly basis
- Responsible for data management; ensured all documents were organized both electronically and manually
- Heavily involved in preparing cheques for payment as per request
- Ensured all correspondence (letters and emails) was dealt with efficiently Worked within a small team to ensure of office run smoothly
- Responsible for placing stationary orders and other ad-hoc office duties
- Dealt with student queries; if requested.
Education
MSc Accounting & Finance -
Baha Uddin Zakariya University
ACCA -
BPP University
BSc Hons in Applied Accounting - undefined
Oxford Brook University
TAC - Technology Assurance - Certificate
ICAP
Sindh, Pakistan 04.2001 -
Diploma in Business Management (Level 7) - undefined
St Albans College
Bachelor of Commerce -
Baha Uddin Zakariya University
Multan, PakistanSkills
Audit Planning
Data Analytics
Internal Controls
Teamwork and Collaboration
Problem-Solving
Certification
Associate Certified Chartered Accountant. (ACCA)
Accomplishments
Oxford Brook University, Oxford, UK BSc Hons in Applied Accounting 2013
Associations
ACCA (Member)
Additional Information
Achievements:
- Get best Risk Manager title, and awarded by cash reward from department.
- Degree in BSc Hons in Applied Accounting from Oxford Brook University, Oxford, UK
- Get best Risk Manager title, and awarded by cash reward from SCB Risk department.
- Received Value Champion Excellence Award for Q1-2023 from HBL Internal Audit department.
- Received Appreciation Certificate on completion of Statement of Internal Control.
- Received Appreciation Certificate on exceptional performance in Q1-2024.
Timeline
Senior Manager Branchless Banking (BB) - Audit
HBL Bank
01.2024 - Current
Senior Manager Quality Assurance Internal Audit
Habib Bank Limited
06.2022 - 12.2023
Group Internal Audit Manager
Standard Chartered Bank
08.2021 - 06.2022
Internal Auditor
Teim Chartered Accountants, Tax & Business Advisors
04.2013 - 01.2016
Assistant Accountant
St Albans College
09.2010 - 12.2012
TAC - Technology Assurance - Certificate
ICAP
04.2001 -
Business Risk Manager (BRM)
Standard Chartered Bank
9 2016 - 9 2021
MSc Accounting & Finance -
Baha Uddin Zakariya University
ACCA -
BPP University
BSc Hons in Applied Accounting - undefined
Oxford Brook University
Diploma in Business Management (Level 7) - undefined
St Albans College
Bachelor of Commerce -
Baha Uddin Zakariya University
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