Aamir Chouadry

Joined Main Branch Quetta at Jinnah Road Branch Closing in CA was beyond the expectations of higher management and the same was repeated in Sep Quarter as well. December 31, 2021, was closed beyond the expectations of higher management and surpassed the budget with a great margin both in Saving and in the Current Account

ü In the Year 2023 the current and Saving targets were achieved with a great margin exceeding the management expectations

• Engaged employees in business processes with positive motivational techniques.
• Maintained friendly and professional customer interactions.

Keeping in view this performance Management has assigned me the bigger Branch of 1Bln at Qandhari Bazar Quetta. Which was Low-Income Branch Due to High Cost Deposit, Managed to increase the Income by almost 100% by increasing the Current Account Base.

• Engaged employees in business processes with positive motivational techniques.
• Maintained friendly and professional customer interactions.

Joined Askari Bank Ltd Islamic Banking at Hazar Ganji Branch in MG Grade and in a very difficult area newly opened branch raised the deposit to 100M+ in just 10 months to earn my confirmation, with this esteemed organization, Audit Rating of the Branch was good

• Assessed employee performance and developed improvement plans.
• Maintained friendly and professional customer interactions.
• Enhanced branch production rates by handling staff conflicts, evaluations, hiring, and termination processes and coaching employees on company protocol and payroll operations.
• Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.

Due to better market and security reasons I personally requested to transfer my Services to the City of Lahore.

In this totally new vicinity I performed more than the expectation of the management and increased the dead area branch of Choburji with 110% growth with the 85% CASA contribution plus 2.1 Million Banca sold in the Year 2011 being 80% target of Branch.

Branch Got 1st position in the Central region in sale of Credit Cards newly launched. Also achieved the targets of BTF and Car Loan

Designed the working style and motivated the staff and achieved maximum out of them.

Due to active involvement in branch operations branch audit category upgraded to B+ with compliance review in GREEN

Motivation and training of staff of the area and grooming of them to achieve next level of their career.

Maintaining the large portfolio of consumer finance and credits in Main Branch, Designing the working layout of achieving the targets of Bank Assurance (Insurance) products.

Achieved B+ Audit rating of Branch size more than a Billion which is having import, export and credit portfolio of Rs 300Million and above.

• Assessed employee performance and developed improvement plans.
• Met deadlines by proactively managing individual and team tasks and streamlining processes.

Achieved the Deposit TARGET of Rs 330 Million which was totally zero cost in 3 months

ü Motivating all operation and sales staff to in very friendly and light manner to get the maximum out of them and this worked for me a lot I have used a very single contact of staff for achieving the business for my Bank. And built a very confident and aggressive team.

Managing all banking affairs including operations up to the desired level of higher management

Branch stood on 2ndPosition Pan Country in deposit Dhamaka Scheme in 2009

Joined the Main Branch and with the same zeal and commitment and increase the liability side of the branch with 100 Million with zero cost deposit in very short span of time.

Due to good performance awarded performance bonus.

Independently handling the Credits and Deposit department due to shortage of staff

Deposit Mobilized during My tenor of Manager ship is more than 300 Million and above

In depth implementation of AML and e-KYC in branch and educating the staff for strict compliance, adherence and implementation of Prudential regulation by its soul in all the working area of the Branch.

Branch financing targets to comply with yearly budget keeping in view the market situation and budget achievements.

Managed all affairs of newly opened Branch including marketing

survey of long and short term Deposits/Credits.

Deposit Mobilized during my tenor of Manager Ship is more than Rs 300

Million

Independently managing and administrating the Banking Software Application PIBAS PLUS Running on Windows 2000 Server Based Network.

Managing all the Online Banking affairs and related matters.

ü Joined the P.C.B.L in administrative post managing and working on Novel NetWare as an administrator. That includes all duties belongs to an administrator i.e. maintenance of user accounts, enhancement of privileges given to them and other related matters regarding computer operation and maintenance.

ü Managing all the staffs’ emails accounts on the Windows based environment.

ü Managing and maintenance of all the computer equipment’s i.e. Network items, cards, etc.

ü Beside this I give instructions after banking hours to all the concern staff about running a smooth computer operation in the branch, and that in-fact improved the working and computer operation in the branch.

ü Continuously working on PIBAS. And maintenance of computers up to the entire satisfaction of the higher management in both hardware and software order.

ü Accounts Department.

Preparing daily statements of deposits, Advances and other relative affairs on computer based self-designed formats, keeping in view the requirement of higher management.

Maintenance of computerized Ledger and customer’s record in respect of Profit / Markup and other related affairs both in Local Currency and Foreign Currency.

Preparation of half yearly and yearly accounting statements for both the Head Office and SBP.

Preparation of Annual Budget with consideration and comparison of previous and forthcoming actual and projected expenses, incomes, deposits and other business for the bank.

Remittances Department.

Maintained the totally computerized Remittances affairs at national level Issuance of Rupee Traveler Cheques.

Foreign Exchange Department

Dealing 100 Plus vouchers daily maintaining customer services counter.

Beside this I have worked in Accounts & Remittances Departments in fully computerized environment.

Preparation of all computerized FCY Statements for Head office and State Bank of Pakistan and dealing with SBP in all other matters.